Why would I use a Hove conveyancing company when national conveyancers are cheap by comparison?
By all means make sure that you compare conveyancing costs in Hove and you should seek an affordable estimate but don’t expend your energy scouring the internet for the cheapest Hove conveyancer. Locating the right conveyancer can be the difference between a smooth and a stressful home move. You need to ensure that you have expert guidance from an experienced solicitor. Emails can't replace a phone conversation and can never replicate a face to face consultation. The firms that we work with will allocate you a qualified and trusted conveyancing solicitor that will tackle your conveyancing from beginning to end, giving the sort of continuity that you will never get with an online conveyancer. Our lawyers will update you as to progress making sure that you are regularly updated. Should it ever be necessary to contact the firm you will know who you need to speak to and they will endeavour to make sure that you are in the know.
My lawyer in Hove is not listed on the Halifax Approved Panel. Can I still retain my prefered solicitor even though they are excluded from the Halifax approved list?
Your options are as follows:
- Complete the purchase with your existing Hove lawyers but Halifax will need to retain a lawyer on their list of acceptable firms. This will inevitably rack up the total legal charges as well as result in frustration.
- Get an alternative practitioner to act in the conveyancing, not forgetting to check they are Halifax approved.
- Try to convince your Halifax based solicitor to try to join the Halifax panel
I am being advised by my conveyancer that flying freehold insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Hove?
The appropriate level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between Barclays and Virgin Money. Conveyancing solicitors as opposed to members of the public take out such policies.
We have agreed to purchase a house in Hove. A rare aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nationwide your lawyer must check the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Nationwide where a lease does not satisfy these conditions. The requirements relate to the installation of panels on properties nationwide and is not restricted to Hove.
Having read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Hove solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hove surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Should commercial conveyancing searches disclose planned roadworks that could affect a commercial premises in Hove?
Its becoming the norm that commercial conveyancing solicitors in Hove will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Hove. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Hove.
For each commercial conveyancing transaction in Hove it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Hove commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Hove.
How does the Landlord & Tenant Act 1954 affect my business offices in Hove and how can your lawyers assist?
The particular law that you refer to affords a safeguard to business leaseholders, granting the dueness to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act for protection and handle your commercial conveyancing in Hove
My plan is to acquire a ground floor apartment in Hove. Conveyancing solicitor has been awaiting, from the seller, building insurance schedule. Earlier today I was informed that the vendor needs to forward the insurance documents for the flat above also. Why would my conveyancer need to see the insurance for the other flat? Is it strictly required? We have been in hold for the previous fortnight…
It is not impossible in leasehold conveyancing in Hove to find Conveyancing in Hove in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the freeholder insuring the whole building - which is definitely preferable. You should double check with your solicitor but it would seem that your conveyancing practitioner is looking to establish that the whole building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt due to lack of insurance.