We are a couple about to exchange contracts for a freehold house in Hove. We have hit a problem. The loan offer with Aldermore expires on 19/2/2026 but the owners are suggesting a completion date of 23/2/2026. Can one extend the loan offer?
The person best placed to deal with your question is your lawyer who is in a position to calculate whether he or she is corresponding with the bank, owner’s conveyancers, property agents or conceivably all parties taking into account the circumstances your conveyancing as of today.
What does my ID and proof of funds have anything to do with my conveyancing in Hove? What am I being asked for?
Hove conveyancing solicitors and indeed property lawyers accross the UK have an obligation under Anti-terror and anti-money-laundering rules to check the identity of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to disclose two forms of certified ID; proof of ID (typically a Passport or Driving Licence) and proof of address (usually a Bank Statement less than 3 months old).
Confirmation of the origin of monies is also required in compliance with the money laundering regulations as solicitors have a duty to ensure that the funds you are utilising to buy a property (be it the exchange deposit or the full purchase amount where you are buying mortgage free) has come from an acceptable source (such as employment savings) as opposed to the product of criminal behaviour.
I used Action Conveyancing several years ago for my conveyancing in Hove. Now, I need the documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hove of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How difficult is it to swap conveyancer as I need to instruct a firm on the Nationwide Building Society conveyancing list. I instructed a high street conveyancing solicitor in Hove five minutes from me but he is not approved by Nationwide Building Society
We will our best to assist in finding you a conveyancing solicitor in Hove on the Nationwide Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Hove. Using the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Hove.
I need to find a conveyancing solicitor for leasehold conveyancing in Hove. I have land on a web site which looks to be the perfect offering If it is possible to get all formalities done via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have just started marketing my garden apartment in Hove. Conveyancing is yet to be initiated, however I have just received a yearly service charge demand – Do I pay up?
It best that you pay the invoice as usual given that all rents and service payments will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I acquired a studio flat in Hove, conveyancing formalities finalised 3 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable flats in Hove with a long lease are worth £191,000. The ground rent is £55 invoiced annually. The lease expires on 21st October 2078
You have 53 years left to run we estimate the price of your lease extension to range between £27,600 and £31,800 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.