My bid for a property was accepted at auction in Jarrow. Conveyancing is necessary. What happens now?
Having legally committed yourself to purchase you should retain a conveyancing practitioner as a matter of urgency as you are faced with a tight a fixed date to complete the transaction. All auction property will ordinarily have an associated legal set of papers. This will include most,if not all of the paperwork that your conveyancer requires. If you have purchased leasehold premises the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to a leasehold property. You need to hand this to the conveyancer instructed by you at the earliest opportunity. You also need to ensure that you have funds in place to complete the transaction on the set completion date.
When it comes to lenders such as HSBC, do Jarrow lawyers have to pay a fee to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
My offer was accepted on a property in Jarrow on 18/12/2025, valuation was booked 3 days later, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
My colleague suggested that where I am buying in Jarrow I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Jarrow conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Jarrow around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Jarrow.
I have todayfound out that Arc property Solicitors have been shut down. They carried out my conveyancing in Jarrow for a purchase of a leasehold apartment 12 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Jarrow conveyancing specialists.
I opted to have a survey done on a property in Jarrow before instructing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some banks tend refuse to issue a mortgage on this type of premises.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Jarrow. Conveyancing may be slightly more expensive based on your lender's requirements.
My partner has encouraged me to appoint his lawyers for conveyancing in Jarrow. Should I use them?
Much as we are happy to recommend a Jarrow conveyancing lawyer the ideal way to select a conveyancing lawyer is to seek guidance from friends or relatives who have experience in using the firm you're are thinking of instructing.
Estate agents have just been given the go-ahead to market my 2 bed apartment in Jarrow. Conveyancing is yet to be initiated, but I have recently received a yearly service charge demand – should I leave it to the buyer to sort out?
It best that you clear the maintenance contribution as usual as all rents and service payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Jarrow Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying
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Generally speaking the cost for major works are not built into the service charges, albeit that some managing agents in Jarrow ask leasehold owners to contribute towards a sinking fund created for the specific purpose of building a fund for larger works. It would be wise to find out as much as possible concerning the company managing the building as they will affect your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents both financially and when it comes to practical issues such as the upkeep of the common parts. Enquire of other tenants what they think of their service. In conclusion, investigate as to the dates that the service charges are due to the managing agents and precisely what you get for your money. This question is important as a) areas may cause problems for the block as the common areas may start to deteriorate if repairs remain unpaid b) if the tenants have an issue with the running of the building you will wish to know about it