What advice do you have for sourcing leasehold conveyancing in Farnham Royal?
First ask the people you trust who they would recommend.
Second, use a comparison service on the web for conveyancing in Farnham Royal. Call two or three listed and request that they email you their conveyancing costs illustrations and have a conversation with the lawyer who will conduct your conveyancing beforemaking your decision.
Option 3 is to use our search tool to assist you in finding the right solicitors taking into account your own requirements including the type of property,speed, complexity and who the proposed lender is. Don't take the bait of ninety nine pound conveyancing in Farnham Royal
I am acquiring a house without a mortgage in Farnham Royal. I have resided for the last dozen years in Farnham Royal. Conveyancing searches are exorbitant. As I know the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a mortgage, then all but one or two of the Farnham Royal conveyancing searches are non-obligatory. Your lawyer will ’encourage you, perhaps strongly, that you should have searches done, but she has a professional duty to take that path of guidance. Do bear in mind; if you are likely to sell the house in the future, it may be of interest to your prospective buyer what the searches disclose. There are plenty of instances where houses with functional issues can still reveal negative search results. A competent conveyancing solicitor in Farnham Royal should provide you some helpful advice in this regard.
I have 70 years unexpired on my lease and need a lease extension for my flat in Farnham Royal. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/1/2026 the requirements read as follows :
Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Farnham Royal. Do I receive the keys to the property on the completion date from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Farnham Royal?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you should be able to collect the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.
The mortgage over my property is with Yorkshire BS for my property in Farnham Royal. Conveyancing has been completed a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire BS?
You must advise Yorkshire BS before letting out your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. It may be that Yorkshire BS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. You need not do this via a Yorkshire BS conveyancing panel solicitor.
Completion of my remortgage has taken place for my property in Farnham Royal. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am purchasing a new build house in Farnham Royal with the aid of help to buy. The builders refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not disclose to my solicitor about the side-deal as it would impact my loan with Leeds Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a house in Farnham Royal ahead of instructing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may refuse to grant a mortgage on this type of property.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to telephone us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Farnham Royal. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Farnham Royal to see if the conveyancing will be more expensive.