It is a dozen years since I acquired my home in Hilperton. Conveyancing solicitors have recently been appointed on the sale but I can't locate the title documents. Is this a major issue?
Don’t worry too much. Firstly the deeds may be with the lender or they may stored with the solicitor who acted in the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Hilperton relates to registered property but in the rare situation where your home is unregistered it is more tricky but is resolvable.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a residence in Hilperton? or I am told that there is a law dating back centuries that means some homeowners residing in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in Hilperton?
Unless a previous purchase of the property took place post 12 October 2013 you may assume that solicitors conducting conveyancing in Hilperton to continue to suggest a chancel search and or chancel repair liability insurance.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Hilperton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Hilperton
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Due to the guidance of my in-laws I had a survey completed on a house in Hilperton before instructing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies tend not issue a mortgage on such a premises.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hilperton. Conveyancing may be slightly more expensive based on your lender's requirements.
How can the Landlord & Tenant Act 1954 affect my business offices in Hilperton and how can your lawyers assist?
The 1954 Act gives a safeguard to commercial lessees, giving them the legal entitlement to make a request to court for a new lease and continue in occupation when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Hilperton is one of the numerous areas of the UK in which our lawyers are based
I am one month into a residential purchase having been directed to conveyancers by the selling agent to execute conveyancing in Hilperton. We are not happy. Could you help me find new conveyancers?
They would have to be very poor to suggest diss instructing them. Has your mortgage offer been issued? In the event that it has you must inform them of the replacement conveyancer and have the mortgage documents are issued to the new lawyers. The solicitor ideally needs to be on the mortgage company approved list to avoid added expenses and complications. That should be your starting point. The search tool should assist you in finding a lender approved solicitor for your conveyancing in Hilperton