We're in Freshford, First timers purchasing with a mortgage (lender is Nottingham , and our lawyer is on the Nottingham conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nottingham conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Are there restrictive covenants that are commonly identified as part of conveyancing in Freshford?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Freshford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Freshford is the location of the property. What do you suggest?
Flying freeholds in Freshford are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Freshford you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Freshford may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I am about to part with over three hundred thousand on a garden flat in Freshford I wish to have a conversation with the lawyer about myhouse move before giving the go ahead to the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be conducting your property ownership legalities in Freshford.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Freshford should be the amount on the final invoice that you are charged.
Am I best advised to use a Freshford conveyancing solicitor who is local to the property I am hoping to buy? An old friend can execute the legal formalities however her office is approximately 350miles drive away.
The primary upside of using a high street Freshford conveyancing firm is that you can pop in to execute paperwork, hand in your ID and apply pressure on them if necessary. They will also have local insight which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and they were content that should surpass using an unknown Freshford conveyancing solicitor just because they are round the corner.
My partner and I have an offer in principle from Platform Home Loans Ltd who indicated that they will lend up to £300k. When do I need to appoint a lawyer for conveyancing? Freshford is where we plan to move to.
You can instruct a solicitor now so that the conveyancer can open the ledger so they can commence the ID checks etc. Once you wish them to commence work you will be asked for a payment on account normally approximately £225. That should generally be after you have the mortgage offer and survey results, however if you wish to expedite matters you can start the ball rolling quicker albeit risking some expense.