Is it the case that all Bradford On Avon conveyancing solicitors on the Kent Reliance conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Kent Reliance approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some lenders do list licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
We are getting a further advance on our mortgage from Santander as we want to carry out a loft conversion to our house in Bradford On Avon. Are we obliged to select a local Bradford On Avon solicitor on the Santander conveyancing panel to deal with the paperwork?
Santander do not ordinarily require firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.
I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Bradford On Avon lawyer on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
What will a local search inform me concerning the property we're purchasing in Bradford On Avon?
Bradford On Avon conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for instance PSG The local search is essential in every Bradford On Avon conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I have recentlybeen informed that Stirling Law have closed. They conducted my conveyancing in Bradford On Avon for a purchase of a leasehold flat 18 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bradford On Avon conveyancing specialists.
I am purchasing my first flat in Bradford On Avon with the aid of help to buy. The sellers would not budge the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not to tell my solicitor about this extras as it may impact my loan with Coventry Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How does the Landlord & Tenant Act 1954 impact my commercial property in Bradford On Avon and how can you help?
The particular law that you refer to provides a safeguard to commercial leaseholders, giving them the legal entitlement to make a request to court for a new lease and remain in occupation at the end of an expired lease. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act for protection and assist with commercial conveyancing in Bradford On Avon
I need to find a conveyancing solicitor for residential conveyancing in Bradford On Avon. I have discover a site which appears to be the perfect solution If there is a chance to get all formalities done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?