Would the conveyancing lawyers that you recommend conduct conveyancing in Felling and Pelaw by way of an attended exchange?
There are a few conveyancing experts who can conduct personalised exchanges. You should e-mail us to get a fee calculation and details as to dates.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would much rather use a specialised conveyancing solicitor in Felling and Pelaw?
You should check but the the likelihood is that allocate you one of their panel solicitors if you want the "fee-free" deal. Call the mortgage company to ask if they make available a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Felling and Pelaw.
I'm purchasing a new build house in Felling and Pelaw with a mortgage from Barclays Direct. The sellers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not to tell my lawyer about the extras as it will adversely affect my loan with Barclays Direct. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I was pointed in your direction by three or four local property agents in Felling and Pelaw to find a conveyancer using your seach tool. What’s the financial incentive for Estate Agents to market your lawyers over alternative conveyancing organisations?
We don’t make any commission for sending work to this site. We found it would be just too difficult a fee because members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
I need to appoint a conveyancing solicitor for freehold conveyancing in Felling and Pelaw. I have chance upon a site which appears to be the ideal answer If it is possible to get all the legals done via phone that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My lawyers in Felling and Pelaw have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the bank conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the bank directly.