My son is buying a house that has just been built in Felling and Pelaw with a home loan from Nottingham. His lawyer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Nottingham conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nottingham conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Why do I have to pay up front for conveyancing in Felling and Pelaw?
If you are buying a property in Felling and Pelaw your solicitor will ask you put them with funds to cover the the cost of the conveyancing searches. Normally this is needed to cover the fees of the Local Authority Search. If any deposit is payable against the sale price then this should be asked for immediately ahead of contracts are exchanged. The closing balance that is due should be sent to your lawyer a few days ahead of the completion date.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Felling and Pelaw. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/1/2026, the requirements read as follows :
We are getting a further advance on our home loan from Nationwide as we intend to carry out a loft conversion to our property in Felling and Pelaw. Are we obliged to select a nearby Felling and Pelaw solicitor on the Nationwide conveyancing panel to handle the paperwork?
Nationwide don't usually appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide list.
I had a mortgage agreed in principle with Bank of Ireland. Felling and Pelaw conveyancing practitioners are instructed. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
Some lenders take longer than others. Have Bank of Ireland completed the survey? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Felling and Pelaw bank branch on numerous occasions and was advised it wasn't a problem and they will lend. My Felling and Pelaw conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Your conveyancer has to follow the CML Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I know that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a property in Felling and Pelaw? or Apparently there is historic law that could mean that owners of property living in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this relevant for conveyancing in Felling and Pelaw?
Unless a prior purchase of the premises completed post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Felling and Pelaw to continue to recommend a chancel search and or insurance against a claim.
Am I right to be concerned about third parties that I am dealing with are recommending an online conveyancing firm rather than a High Street Felling and Pelaw conveyancing practice?
As with lots of professional services, often recommendations from relatives can be very helpful. Yet there are numerous players in a conveyancing deal; estate agents, mortgage brokers and banks might all recommend solicitors to select. On occasion these lawyers might be known to one of the organisations as experts in their field, but occasionally there behind the scenes financial incentive behind the endorsement. You have the discretion to choose your preferred lawyer. You need to be aware that most mortgage providers specify a panel list of law firms you have to use for the mortgage related work in your house move.