Having sold my house in Chester le Street last June yet the purchaser is telephoning me to moan that her lawyer needs to hear from myconveyancer. What are the post completion sale formalities following completion?
Following your disposal your lawyer is committed to send the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Where appropriate, your conveyancer should also evidence that the legal charge in favour of the lender has been redeemed to the buyers conveyancers. There is unlikely to be post completion formalities specific conveyancing in Chester le Street.
When it comes to lenders such as HSBC, do Chester le Street conveyancing practitioners incur a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
Last month we had a mortgage agreed in principle with Santander. Chester le Street conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from Santander?
There is no definitive answer here. Have Santander conducted the valuation? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am selling my flat. I had a double glazing fitted in October 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Skipton are being difficult. The Chester le Street solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have todaybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Chester le Street for a purchase of a leasehold flat 18 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chester le Street conveyancing specialists.
Due to the guidance of my in-laws I had a survey completed on a property in Chester le Street before retaining lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend not grant a mortgage on such a home.
It varies from the lender to lender. Santander has different instructions from Halifax. If you e-mail us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chester le Street. Conveyancing will be smoother if you use a solicitor in Chester le Street especially if they regularly deal with such properties in Chester le Street.
I need to find a conveyancing solicitor for some conveyancing in Chester le Street. I happened to discover a web site which appears to be the ideal solution If it is possible to get all this stuff completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
How and when do I cover the costs of the Stamp Duty Land Tax chargeable for my conveyancing in Chester le Street?
Most conveyancers will complete a Land Transaction Return Form for you during your Chester le Street conveyancing transaction for signature. On completion your property lawyer will submit your STL application to the Inland Revenue and - as long as they have the funds - discharge any tax bill liability for you.