Much to our surprise we have been told by our lender that my Crystal Palace the law firm I have appointed is not on the bank Solicitor panel. What can I do to be certain if this is indeed the case?
You need to contact your Crystal Palace conveyancer. It is reasonable to expect your lawyer to inform you what has happened. If they are not on the panel they may recommend you to a Crystal Palace conveyancing practice that is on the conveyancing panel for your lender.
As someone not used to the Crystal Palace conveyancing process what is your top tip you can impart for the ownership transfer in Crystal Palace
Not many law firms shout this from the rooftops but conveyancing in Crystal Palace and elsewhere in South East London is an adversarial process. In other words, when it comes to conveyancing there is an abundance of opportunity for confrontation between you and others involved in the legal transfer of property. For example, the vendor, estate agent and sometimes the mortgage company. Selecting a lawyer for your conveyancing in Crystal Palace an important selection as your conveyancer is your adviser, and is the ONLY party in the transaction whose responsibility is to act in your best interests and to keep you safe.
There is a definite ongoing adversarial element to conveyancing- someone must be blamed for the process taking so long. We recommend that you your first instinct should be to trust your conveyancer above the other parties when it comes to the legal assignment of property.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Crystal Palace?
There are two types of lawyers who can execute conveyancing in Crystal Palace namely CLC regulated conveyancers or solicitors. The two can administer the legal services that required to complete the disposal or acquisition of property. Both are duty bound to perform Crystal Palace conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally administered and that all requisite procedures should be correctly taken.
How can we know in advance if a Crystal Palace conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Crystal Palace obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your transaction.
I'm in the throws of viewing apartments in Crystal Palace and I am now considering a potential offer. Is it best to have a property lawyer on ‘stand by’? I am planning to take a mortgage with Principality.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are seeking a mortgage with Principality, make sure you remember to check that your lawyer is on the Principality conveyancing panel.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Crystal Palace is where the house is located. What do you suggest?
Flying freeholds in Crystal Palace are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Crystal Palace you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crystal Palace may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm converting the mortgage on my current home to a BTL loan with Alliance & Leicester and I will use the ballance of the raised equity towards a second house. The area we are interested in is Crystal Palace. Will your solicitors be able to act for both sets of mortgage companies and link together the two deals?
Do use our comparison tool on this site to check that the solicitors are on the appropriate lender panels. On the basis that they are your conveyancer will be able to tie up the two transactions but you should have a chat with you conveyancer and make clear your desired outcome and needs.
What is the reason for new build conveyancing in Crystal Palace being more expensive?
Conveyancing in Crystal Palace for newly converted or new build homes usually involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as further questions and contractual concerns.