Last April we completed a house move in Dulwich. We have since encountered a number of issues with the house which we consider were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been carried out as part of conveyancing in Dulwich?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Dulwich. Conveyancing searches and investigations initiated as part of the buying process are designed to help avoid problems. As part of the process, the vendor fills in a form referred to as a Seller’s Property Information Form. answers provided is inaccurate, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Dulwich.
We are looking to buy a property and need a conveyancing solicitor in Dulwich who is on the Leeds Building Society conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Leeds Building Society . We don't recommend any particular firms conducting conveyancing in Dulwich.
My apartment in Dulwich is up for sale and I have accepted an offer. Does my solicitor need to be on the HSBC conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.
Me and my partner are purchasing a flat in Dulwich. It might be a silly question but how we can trust a solicitor? At some point we will need to deposit our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Can I be sure that the Dulwich conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Dulwich getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor handling your transaction.
It is unclear whether my lender requires a lease extension. I have called into my local Dulwich building society branch on various occasions and was reassured it wasn't an issue and they will lend. My Dulwich conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they will not lend based on their published requirements. Who do I believe?
The conveyancer must follow the CML Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
3 months have elapsed since my purchase conveyancing in Dulwich took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey carried out on a property in Dulwich prior to instructing lawyers. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some lenders tend refuse to issue a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Dulwich. Conveyancing will be smoother if you use a solicitor in Dulwich especially if they regularly deal with such properties in Dulwich.