Can your site be used to recommend a Conveyancing solicitor in Cowes even if I’m not buying or disposing of a house, for example where I intend to buy an office in Cowes with a mortgage from Platform Home Loans Ltd?
Our comparison service is primarily utilised to get a quote from domestic conveyancing solicitors in Cowes but we have set out at the bottom of this page some Cowes commercial conveyancing firms. You will need to speak with the firm directly to establish if they are also authorised to represent Platform Home Loans Ltd
My aunt pointed out to me me that in purchasing a property in Cowes there may be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
We are aware of anumerous of properties in Cowes which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Cowes should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you help - my lawyer says that lack of building regulations insurance is needed on my purchase. What is the level of cover for Cowes conveyancing?
The right level of lack of building regulations indemnity insurance depends on your lender. It would differ for example between Barclays and Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such policies.
We previously instructed conveyancing lawyers located in Cowes on the Leeds Building Society solicitor approved list. They are now charging me a supplemental amount for handling the Leeds Building Society mortgage. Is this a supplemental conveyancing fee set by Leeds Building Society?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer can charge a fee for this. This fee is not set by Leeds Building Society but by your Cowes conveyancer. Some firms on the Leeds Building Society panel will levy ’dealing with mortgage’ fee but some firms include it on their overall fee.
I used Action Conveyancing several years ago for my conveyancing in Cowes. I now require my file however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cowes of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a ground for flat up to £235,500 and identified one round the corner in Cowes I like with amenity areas and transport links nearby, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Cowes for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease may be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
My husband and I are one month into a freehold purchase having been recommend to a firm by the selling agent to perform conveyancing in Cowes. I am am starting to be disappointed with the level of service. Could you you assist me in finding new lawyers?
A conveyancer would need to be very bad to suggest changing them. Has your loan offer been sent? If so you need to advise them of the new contact details and ensure the loan are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders approved list to avoid added charges and complications. So that should be your starting point. The search tool can help you find a bank approved lawyer for your home move in Cowes
I have recently realised that I have 68 years left on my flat in Cowes. I am keen to extend my lease but my landlord is absent. What options are available to me?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. You will be obliged to demonstrate that you or your lawyers have used your best endeavours to track down the landlord. In some cases an enquiry agent may be useful to conduct investigations and to produce a report to be accepted by the court as proof that the landlord can not be located. It is advisable to get professional help from a solicitor in relation to proving the landlord’s disappearance and the vesting order request to the County Court overseeing Cowes.
I am the registered owner of a ground floor flat in Cowes, conveyancing having been completed half a dozen years ago. How much will my lease extension cost? Equivalent properties in Cowes with a long lease are worth £211,000. The ground rent is £50 invoiced every year. The lease expires on 21st October 2093
With just 68 years remaining on your lease we estimate the price of your lease extension to range between £9,500 and £11,000 plus legals.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more detailed investigations. Do not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.