Can I use your services to find a Conveyancing solicitor in Alcester even if I’m not buying or selling a house, for instance where I wish to buy a shop in Alcester with a loan from Leeds Building Society?
The service is mainly utilised to locate domestic conveyancing solicitors in Alcester but we have set out at the bottom of this page a selection of Alcester commercial conveyancing firms. You will need to make contact with the company directly to see if they can also act for Leeds Building Society
The formalities of my remortgage has taken place for my property in Alcester. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Alcester building society branch on various occasions and was advised it wasn't an issue and they would lend. My Alcester conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend in accordance with their published requirements. Who do I believe?
The conveyancer has to comply with the CML Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I was told two weeks ago that my mortgage has been agreed to by Virgin Money. Is it usual for Virgin Money to only issue the offer once my solicitor in Alcester is approved on their conveyancing panel? Virgin Money have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
A colleague recommended that where I am buying in Alcester I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Alcester conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Alcester around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data concerning Alcester.
My wife and I have a 4 bedroom Victorian property in Alcester. Conveyancing practitioner acted for me and Halifax. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the exact same property. Is it worth asking Halifax to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Alcester and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing lawyer who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Alcester is where the house is located. What do you suggest?
Flying freeholds in Alcester are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Alcester you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Alcester may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How simple is it to change firm as I need to find one who is on the Santander conveyancing panel. I hired a local conveyancing solicitor in Alcester round the corner but she is not approved by Santander
It would be our pleasure to assist you select a conveyancing solicitor in Alcester on the Santander panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Alcester. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Alcester.