I am purchasing a house for cash in Astwood Bank. I have resided for the last Seventeen years in Astwood Bank. Conveyancing searches are a lot of money. Given that I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then almost all of the Astwood Bank conveyancing searches are at your discretion. Your solicitor will try and steer you, no-doubt strongly, that you should have searches done, but he is duty bound to do this. Do consider; if you are going to sell the house in the future, it will likely be be of importance to your future buyer what the searches reveal. There are plenty of instances where properties with no practical issues can still reveal unfavourable search results. A competent conveyancing solicitor in Astwood Bank should be able to give you some helpful guidance concerning this.
Two weeks ago we had a mortgage agreed in principle with TSB. Astwood Bank conveyancing lawyers are selected. What is the average time that one could expect to receive a mortgage offer from TSB?
There is no definitive answer here. Have TSB completed the valuation? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Planning on purchasing a maisonette in Astwood Bank. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Astwood Bank solicitor is on the Kent Reliance conveyancing panel.
My offer was accepted on an apartment in Astwood Bank on 5/11/2025, valuation was booked five days later, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have todayfound out that Arc property Solicitors have closed. They conducted my conveyancing in Astwood Bank for a purchase of a freehold house 10 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Astwood Bank conveyancing specialists.
How does conveyancing in Astwood Bank differ for newly converted properties?
Most buyers of new build property in Astwood Bank come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is ready to move into. This is because developers in Astwood Bank tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Astwood Bank or who has acted in the same development.
I am using a search engine for the term conveyancing in Astwood Bank it reveals many property lawyerslocally. How do I determine which is the right property lawyer for purchase transaction?
The best way of choosing a suitable conveyancer is through a personal recommendation, so enquire of colleagues and those you trust who have bought a property in Astwood Bank or the respected estate agent or financial adviser. Fees for conveyancing in Astwood Bank differ, so it's a good idea to obtain at least three estimates from different conveyancers. Make sure that you know what costs in the quote includes.
My aim is to acquire a ground floor apartment in Astwood Bank. Conveyancing solicitor has been awaiting, from the vendor, building insurance documents. Earlier today I was advised that the owner needs to forward the insurance schedule for the flat above as well. Why would my lawyer want to review the insurance for the flat above? Is it strictly required? We have been stalled for the last fortnight…
It is not unheard of in leasehold conveyancing in Astwood Bank to discover Conveyancing in Astwood Bank in a minority of cases reveals that the lease requires the leasehold owners to insure their individual flats as opposed to the freeholder insuring the entire building - which is clearly better. Do clarify with your lawyer but it would appear that your conveyancer is seeking to verify that the whole building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt as a result of lack of insurance cover.