I am hoping to receive a mortgage offer from Halifax. I would like to employ the services of a Licensed Conveyancer in Drakes Cross. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My apartment in Drakes Cross is up for sale and I have accepted an offer. Does my solicitor need to be required to be on the Nationwide conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Nationwide conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I just acquired a house at auction in Drakes Cross. Conveyancing is required. What is next?
Now that you are legally committed yourself to purchase you will need to find a conveyancing solicitor soon as you will have a pending a fixed date to complete the transaction. Every auction property will ordinarily have an associated auction set of papers. This should include most,if not all of the paperwork that your lawyer requires. Where you are dealing with leasehold premises the legal papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You should hand this to the lawyer instructed by you at the earliest opportunity. You also need to ensure that you have funds in order to complete on the on the contractual date .
I am buying a end of terrace house in Drakes Cross. The intention is to an extension at the rear at the property.Will legal work on the property include enquiries to ascertain if these alterations are permitted?
Your property lawyer should review the registered title as conveyancing in Drakes Cross will on occasion identify restrictions in the title deeds which restrict categories of changes or need the consent of a 3rd party. Some additions require local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
We were going to get a DIP from Lloyds this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Lloyds recommend any Drakes Cross solicitors on the Lloyds conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Drakes Cross solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.
We are planning on selling our house in Drakes Cross and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Drakes Cross conveyancer would know that there is no such problem. It does beg the question why the buyers used a national conveyancing outfit rather than a conveyancing solicitor in Drakes Cross. Having lived in Drakes Cross for six years we know of no issue. Do we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Drakes Cross is where the house is located. Can you shed any light on this issue?
Flying freeholds in Drakes Cross are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Drakes Cross you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Drakes Cross may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Living abroad it is not practicable to travel my Drakes Cross conveyancing practitioners office to sign documents connected to my conveyancing in Drakes Cross – will this be an issue?
You need not be concerned. Drakes Cross conveyancing lawyers can deal with home moves for clients who are based anywhere. You are unlikely to be required to be present a Drakes Cross conveyancers office. They can handle everything remotely from their Drakes Cross office.