Completed the sale of my flat in Dorridge last March yet the purchaser is e-mailing me to moan that their conveyancer is waiting to hear from mylawyer. What are the post completion sale legalities following completion?
Following your house sale your conveyancer should send the transfer deeds and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also evidence that the mortgage has been discharged to the buyers conveyancers. There is unlikely to be post completion steps just for conveyancing in Dorridge.
I am currently in the process of buying my council flat in Dorridge. I have a mortgage agreed with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
I can not fathom if my lender requires a lease extension. I have called into my local Dorridge bank branch on various occasions and was told it wasn't an issue and they will lend. My Dorridge conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend in accordance with their specific requirements. Who do I believe?
Your solicitor has to comply with the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I recently had an offer accepted on an apartment in Dorridge. My financial adviser pressured me to appoint their property lawyer. I paid an advanced payment of £150. Soon after, the property lawyer contacted me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My wife and I have a renovated Georgian property in Dorridge. Conveyancing solicitor acted for me and Santander. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the matching address. Is it worth asking Santander to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dorridge and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who conducted the conveyancing.
How does conveyancing in Dorridge differ for new build properties?
Most buyers of new build premises in Dorridge come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is completed. This is because house builders in Dorridge tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Dorridge or who has acted in the same development.
I need to retain a conveyancing solicitor for some conveyancing in Dorridge. I have discover a web site which appears to be the ideal answer If it is possible to get all this stuff completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I see that you have a post code search directory identifying solicitors on the mortgage company conveyancing panel. Do Dorridge conveyancing firms pay you a referral fee if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Dorridge.