I am assisting my aunt sell her property in Dorridge. Does the solicitor commission the energy performance certificate or it is for the seller to see to?
After the demise of Home Information Packs, energy performance certificates was retained a mandatory component of moving property. An EPC needs to be to hand prior to the property being advertised. This is not as aspect of the sale process that law firms ordinarily arrange. If you are using a Dorridge conveyancing solicitor they may be willing to arrange EPC’s due to their contacts with reputable Dorridge accredited person
I just acquired a house at auction in Dorridge. Conveyancing is necessary. What is next?
Having to in every practical sense signed on the dotted line you will need to appoint a conveyancing solicitor as a matter of urgency as you now have a tight a drop dead date to complete the property. An auction property will ordinarily have a bespoke legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the conveyancing papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should hand this to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.
We are planning to move home in June. Will my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you recommend a removal company in Dorridge. Conveyancing solicitor was found before I stumbled across this website.
On the afternoon of completion you will need to pick up the keys from the property agent but this should only occur once the previous owners solicitors advise the agent that they have the completion monies and the keys can be collected. You should tell the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can assist you in locating a conveyancing in Dorridge or a firm with expertise in conveyancing in Dorridge.
I am purchasing a property and the solicitor has raised the issue of Chancel Repair to which the house could be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this really required for conveyancing in Dorridge
Unless a prior acquisition of the property completed after 12 October 2013 you can expect lawyers handling conveyancing in Dorridge to continue to propose a a chancel search and or insurance against a claim.
My wife and I own a 4 bedroom Georgian house in Dorridge. Conveyancing solicitor represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dorridge and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing practitioner who conducted the purchase.
I'm buying a new build house in Dorridge with a mortgage from Nationwide Building Society. The developers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not reveal to my conveyancer about the side-deal as it will jeopardize my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
If all goes to plan we aim to complete the disposal of our £325,000 flat in Dorridge next Friday. The management company has quoted £348 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Dorridge?
Dorridge conveyancing on leasehold flats typically necessitates fees being raised by management companies :
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Completing conveyancing due diligence questions
Where consent is required before sale in Dorridge
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I own a split level flat in Dorridge, conveyancing having been completed September 2004. Can you work out an approximate cost of a lease extension? Corresponding flats in Dorridge with an extended lease are worth £181,000. The ground rent is £55 levied per year. The lease expires on 21st October 2076
With only 51 years left to run we estimate the price of your lease extension to range between £30,400 and £35,200 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.
My husband and I are hoping to buy a three bedroom flatin Dorridge with a residential mortgage from a mortgage company. We have selected a solicitor in Dorridge however our bank says she’s not on their "panel". We have to appoint from the our lender panel solicitors or stay with our Dorridge conveyancer and incur the extra legals for one of their panel ones to represent our lender. We feel as though this is unjust; Can we not simply insist that our bank use our Dorridge lawyer?
Unfortunately,no. The bank home loan issued is subject to conditions, one of which will be that lawyers will on the bank's conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels, including almost all conveyancing solicitors in Dorridge : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your bank.