Can your site be used to recommend a Conveyancing solicitor in Dorridge even where I’m not purchasing or selling a house, for instance where I want to buy a shop in Dorridge with a mortgage from Barclays Direct?
Our search tool is predominantly there to find residential conveyancing solicitors in Dorridge but we have recorded towards the end of this page a selection of Dorridge commercial conveyancing firms. You will need to enquire with the company directly to check if they can also act for Barclays Direct
We're in Dorridge, First time buyers buying with a mortgage (lender is Nottingham , and our lawyer is on the Nottingham conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nottingham conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
This question may be naive but I am unexperienced as a first time purchaser of a garden flat in Dorridge. Do I receive the keys to the property on completion from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Dorridge?
On the day of completion you will not be required to attend the conveyancers office in Dorridge. Your solicitors will electronically transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you should be invited to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
I'm the sole beneficiary of my late father’s will with all property in now in my sole name, including the house in Dorridge. Conveyancing formalities meant that the Land Registry date was in June. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the property in June. Is the property unsalable for six months?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. How practical a view banks take of it, depend on the lender as this obligation is principally there to identify the purchase and immediately sell or the quick reselling of properties.
I am selling my apartment. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nationwide are being pedantic. The Dorridge solicitor who is on the Nationwide conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Dorridge?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Dorridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, chain free conveyancing. Dorridge is where the house is located. Can you shed any light on this issue?
Flying freeholds in Dorridge are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dorridge you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dorridge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My husband and I are planning to purchase a four room flatin Dorridge with a mortgage from a lender. We wish to instruct our solicitor in Dorridge yet our lender advise she’s not approved on their "panel". Apparently we need to choose from the our lender panel firms or stay with our Dorridge solicitor and incur the extra fees for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The bank mortgage offered to you is subject to conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels, including almost all conveyancing solicitors in Dorridge : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your bank.