My fiance and I are buying an apartment in Claverdon. My lawyer is not listed on the mortgage company solicitor list. Am I still permitted to appoint my Claverdon conveyancing solicitor notwithstanding that they are not on the bank approved list?
You must have a property lawyer to complete the formalities when you need a loan to buy your property. The conveyancer will carry out all the relevant legal checks on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage documentation is in place. You may instruct a Claverdon conveyancer of your choosing. Nevertheless, where the lawyer selected is not a member of the mortgage company approved list additional fees will arise as separate legal representation will be need by the bank. Lender panel applications may be submitted, so provided your solicitor has not previously sought membership they should take the chance to apply.
We were just about to sign contracts for a leasehold flat in Claverdon. We have hit a problem. Our mortgage offer with Britannia runs out on 28/7/2025 but the vendors are suggesting a completion date of 30/7/2025. Can one prolong the loan offer?
The best person to address this question is your conveyancer who should assess if he or she is better off negotiating with the mortgage broker, vendor’s representatives, estate agents or indeed all three taking into account what has happend in your house move as of today.
As someone not used to conveyancing in Claverdon what’s the number one tip you can impart concerning the legal transfer of property in Claverdon
Not many law firms shout this from the rooftops but conveyancing in Claverdon and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there is plenty of opportunity for friction between you and others involved in the ownership transfer. For instance, the seller, estate agent and even potentially your mortgage company. Selecting a lawyer for your conveyancing in Claverdon is a critical decision as your conveyancer is your adviser, and is the ONE person in the transaction whose interest is to act in your best interests and to keep you safe.
Sometimes a potential adversary may try and convince you that you should follow their advice. For instance, the property agent may claim to be assisting by suggesting your solicitor is wrong. Or your financial adviser may advise you to do something that is contrary to your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
Me and my brother have a 4 bedroom Victorian house in Claverdon. Conveyancing practitioner acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching property. Is it worth asking Chelsea Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Claverdon and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing practitioner who completed the work.
In my capacity as executor for the will of my aunt I am disposing of a residence in Cardiff but I am based in Claverdon. My lawyer (based 250 kilometers awayrequires that I sign a stat dec prior to completion. Could you suggest a conveyancing lawyer in Claverdon who can witness this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are located in Claverdon
To what extent are Claverdon conveyancing solicitors duty bound by the Law Society to supply clear conveyancing figures?
Contained within the Solicitors Code of Conduct are set rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not to be regarded as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, constitute the Law Society’s view of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Claverdon or or elsewhere in the country.