It is a dozen years since I acquired my property in Claverdon. Conveyancing solicitors have just been appointed on the sale but I can't track down the title documents. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be kept by your lender or they could be in the possession of the solicitor who handled your purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Claverdon relates to registered property but in the rare situation where your property is not registered it is more of a problem but is resolvable.
I am helping my niece sell her flat in Claverdon. Will the solicitor arrange an EPC or do I organise this?
Following the demise of Home Information Packs, energy assessments was maintained a required part of selling a property. An EPC must be to hand prior to the property being advertised. It is not as aspect of the sale process that law firms normally organise. If you are instructing a Claverdon conveyancing lawyer they might be able to arrange energy performance certificates given their contacts with long established Claverdon energy assessors
My father advised me that in purchasing a property in Claverdon there could be a number of restrictions limiting what one can do in terms of external alterations to the property. Is this right?
We are aware of anumerous of properties in Claverdon which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Claverdon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I happen to be the single beneficiary of my late father’s will and I have everything in my name alone, including the house in Claverdon. Conveyancing formalities meant that the Land Registry date was in January. I want to move. I understand that there is a CML 6 month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the property in January. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view mortgage companies take of it, depend on the bank as this provision chiefly exists to capture the purchase and immediately sell or the quick reselling of properties.
My wife and I own a renovated Edwardian house in Claverdon. Conveyancing lawyer acted for me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Claverdon and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing solicitor who conducted the work.
About to purchase a new build flat in Claverdon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Claverdon
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Should I choose a Claverdon conveyancing practitioner who is local to the property I am buying? An old friend can handle the legal work however her office is 400kilometers drive away.
The primary upside of using a local Claverdon conveyancing firm is that you can drop in to execute paperwork, present your identification documents and apply pressure on them if necessary. Having local Claverdon know how is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and they were impressed that should outweigh using an unknown Claverdon conveyancing lawyer just because they are local.
What are my options where I am not happy with the lawyer who handled our conveyancing in Claverdon?
Occasionally the level of service you receive is not as you expect, and is is a fact of life that sometimes things do go wrong. Nevertheless there is recourse if you were unhappy with your conveyancing in Claverdon. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their regulator. If things still aren’t resolved you may consider getting in touch with the Legal Ombudsman.