The owners have very assertive vendors who has insisted on a lock out contract with a down payment 6,000. Are such agreements recommended for Alvechurch conveyancing transactions?
There are a couple of main downsides with signing a lock out contract (also termed an exclusivity agreement) is that it takes away the focus from moving forward with the conveyancing process, so unless it requires little or no negotiation then it may transpire to be a cause of frustration and delay. It is not particularly popular amongst Alvechurch conveyancing solicitors for this reason. A supplemental negative is the extent of the remedies available - a jilted purchaser should not expect to be issued with an injunctive ruling by a court to prohibit the owner selling to a third party, so the only remedy open via the contract will be the reimbursement of abortive costs and, in rare scenarios, the additional payment of damages.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Alvechurch. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/10/2025, the requirements read as follows :
I am being advised by my solicitor that lack of right of way insurance is necessary on my purchase. What is the level of cover for Alvechurch conveyancing?
The appropriate level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
We had chosen conveyancers with offices in Alvechurch on the Coventry BS solicitor approved list. They are now charging me a further sum for dealing with the Coventry BS mortgage. Is this an additional conveyancing fee specified by Coventry BS?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your conveyancer may charge a fee for this. The fee is not set by Coventry BS but by your Alvechurch conveyancer. Some firms on the Coventry BS panel will charge ’dealing with mortgage’ fee and others do not.
I am currently in the process of buying my council flat in Alvechurch. I have a mortgage offer with Nationwide. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
The estate agent has sent us the confirmation of our purchase of a new build flat in Alvechurch. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Alvechurch
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Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
How can the Landlord & Tenant Act 1954 affect my commercial premises in Alvechurch and how can you help?
The 1954 Act gives a safeguard to business leaseholders, granting the right to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Alvechurch
What is the distinction between surveying and conveyancing in Alvechurch?
Conveyancing - in Alvechurch or elsewhere - is the process of legally transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you discover the condition of the building and, if there are problems, give you a powerful reason for negotiating the purchase price down or asking the seller to fix the defects before you complete your move.