My partner and I are buying a new build apartment in Earlswood and my conveyancer is telling me that she is duty bound to the mortgage company to reveal incentives from the developer. I am on a tight deadline to sign contracts and I don't want to delay deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I have 70 years left on my lease and need a lease extension for my flat in Earlswood. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/9/2025 the requirements read as follows :
My stepmother informed me that in purchasing a property in Earlswood there could be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
We are aware of a number of properties in Earlswood which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Earlswood should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My lawyer has informed me that lack of planning permission insurance is needed on my purchase. What is the level of cover for Earlswood conveyancing?
The right level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between HSBC Bank and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
Intending to buy a house in Earlswood. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Earlswood conveyancer is on the RBS conveyancing panel.
I'm purchasing a new build house in Earlswood with a mortgage from Barclays Direct. The developers would not move on the price so I negotiated £7000 of extras instead. The estate agent told me not reveal to my lawyer about the extras as it will jeopardize my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the will of my aunt I am disposing of a house in Newport but I am based in Earlswood. My lawyer (approximately 235 kilometers from mehas requested that I execute a stat dec prior to the transaction finalising. Could you suggest a conveyancing solicitor in Earlswood who can attest and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Earlswood based
How much will conveyancing in Earlswood cost?
The total sum charged for conveyancing in Earlswood can vary considerably from solicitor to solicitor. Given these variations it is particularly important that you have a full summary of fees before you choose a solicitor. One should always seek two or more quotes.