I have 71 years unexpired on my lease and require a lease extension for my flat in Ferring and Goring. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/10/2025 the requirements read as follows :
Do I need to pay for insurance to address the risk of chancel repairs when buying a house in Ferring and Goring?
Unless a prior purchase of the premises took place post 12 October 2013 you can expect solicitors carrying out conveyancing in Ferring and Goring to continue to propose a a chancel search and or chancel repair liability insurance.
How does conveyancing in Ferring and Goring differ for newly converted properties?
Most buyers of new build premises in Ferring and Goring contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is built. This is because builders in Ferring and Goring tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ferring and Goring or who has acted in the same development.
I opted to have a survey carried out on a property in Ferring and Goring prior to retaining solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks may not issue a loan on such a home.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you contact us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ferring and Goring. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to transfer to a new solicitor as I need to instruct a firm on the Bank of Ireland conveyancing list. I had appointed a high street conveyancing solicitor in Ferring and Goring five minutes from me but the firm is not accepted by Bank of Ireland
We will our best to assist in finding you a conveyancing solicitor in Ferring and Goring on the Bank of Ireland panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Ferring and Goring. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Ferring and Goring.
We expect to complete the sale of our £150,000 garden flat in Ferring and Goring in just under a week. The management company has quoted £336 for Landlord’s certificate, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Ferring and Goring?
Ferring and Goring conveyancing on leasehold maisonettes usually necessitates the purchaser’s solicitor submitting questions for the landlord to answer. Although the landlord is not legally bound to answer such questions the majority will be willing to do so. They are entitled to invoice a reasonable charge for answering enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is £350, in some transactions it is in excess of £800. The administration charge required by the landlord must be sent together with a synopsis of rights and obligations in respect of administration charges, otherwise the invoice is not strictly payable. Reality however dictates that you have little option but to pay whatever is requested of you should you wish to sell the property.
Leasehold Conveyancing in Ferring and Goring - Examples of Queries before buying
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It would be wise to find out if there is anything that is prohibited in the lease. For instance it is reasonably common in Ferring and Goring leases that pets are not allowed in certain buildings in Ferring and Goring. If you like the apartmentin Ferring and Goring however your dog is not allowed to live with you then you will be presented with a difficult compromise. Where a Ferring and Goring lease has no more than 80 years it will have adverse implications on the marketability of the property. It is worth checking with your mortgage company that they are willing to to proceed given the lease term. A short lease means that you will probably require a lease extension at some point and you need to have some idea of how much this would cost. Remember, in most cases you would be required to have owned the property for a couple of years before you are entitled to extend the lease. Most Ferring and Goring leasehold properties will have a service charge for maintenance of the building set by the management company. Should you acquire the property you will have to pay this liability, normally in instalments accross the year. This can vary from two or three hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a ground rent for you to pay yearly, this is usually not a significant amount, say around £25-£75 but you need to enquire it because occasionally it could be surprisingly expensive.