It has taken forever and a day but a mortgage offer from Santander for the remortgage of my 2 room maisonette is to be issued by the end of next week. Can you recommend a low cost conveyancing solicitor in Bedford?
This site is not designed to aid those in pursuit of the lowest fares for conveyancing solicitors in Bedford. Our aim is to provide affordable conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of low cost conveyancing in Bedford. Optimistically, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst you will end up invoiced for additional fees and still not receive the service you were looking for.
Do all mortgage companies provide you with an approved list of Bedford conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?
Bedford conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
We expect to receive a DIP from Santander this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Bedford solicitors on the Santander conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Bedford solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
Planning on purchasing a flat in Bedford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bedford property lawyer is on the Leeds Building Society conveyancing panel.
My offer was accepted on an apartment in Bedford on 27/1/2025, valuation was booked five days later, all came back fine. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Bedford? or I am told that there is an ancient law that means some owners of property living in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this applicable for conveyancing in Bedford?
Unless a prior purchase of the premises took place post 12 October 2013 you can expect solicitors handling conveyancing in Bedford to continue to propose a a chancel search and or insurance against a claim.
3 months have elapsed since my purchase conveyancing in Bedford took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
We are 3 weeks into a residential purchase having been referred to a firm by the selling agent to perform conveyancing in Bedford. I am not happy. Could you help me find new conveyancers?
A conveyancer would have to be very poor in order to consider diss instructing them. Has your loan offer been generated? In the event that it has you need to advise them of the new contact details and ensure the loan are issued to the new lawyers. The conveyancer should be on the banks panel to avoid added charges and frustration. So that should be your starting point. Our find a solicitor tool can help you find a bank approved conveyancer for your conveyancing in Bedford