Why would I appoint a Kempston conveyancing solicitors firm given that web based alternatives are so much cheaper?
Its a good idea to compare conveyancing costs in Kempston and you should seek a competitive fee calculation but don’t become consumed with scouring the internet for the lowest priced Kempston conveyancer. Appointing the right conveyancer can mark the difference between a smooth and a distressing home move. You need to ensure that you have expert guidance from a trusted solicitor. An e-mail can never take the place of a telephone discussion and can never replicate a one to one consultation. Our partner firms will allocate you a qualified and top rated conveyancing solicitor who can tackle your conveyancing from beginning to end, providing a level of continuity that you rarely receive from an internet conveyancer. Our lawyers will keep you updated as to any developments and keep you informed. Should it ever be necessary to phone the office you will know who to ask for and they will endeavour to make sure that you are kept fully informed.
We were just about to exchange contracts for a leasehold flat in Kempston. We have hit a stumbling block. Our mortgage offer with Coventry Building Society expires on 23/10/2025 but the owners are insisting on a completion date of 27/10/2025. Is it possible to extend the loan offer?
The best person to address this concern is your conveyancer who should determine if he or she is should be discussing with the mortgage company, owner’s conveyancers, estate agents or possibly all three based on the circumstances your transaction as of today.
We wanted to use a property lawyer in Kempston for our house move. Our broker informed us that our mortgage lenders Virgin Money won't deal with them. Surely this is unfair competition?
A lender may insist on a panel solicitor act for it. You would be liable to bear the charges for this. Try using our search facility to locate a solicitor to conduct conveyancing in Kempston on the Virgin Money approved list of solicitors.
My wife and I purchasing a detached bungalow in Kempston. We would like to carry out an extension to the side at the property.Will the conveyancing process include enquiries to see if these works are permitted?
Your property lawyer will check the registered title as conveyancing in Kempston can sometimes identify restrictions in the title deeds which restrict certain works or need the consent of a 3rd party. Certain extensions require local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.
My partner and I have organised a further advance on our home loan from Lloyds as we intend to carry out a loft conversion to our property in Kempston. Are we obliged to choose a high street Kempston solicitor on the Lloyds conveyancing panel to handle the legals?
Lloyds don't usually appoint a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Kempston solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Kempston postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Kempston.
My relative suggested that if I am buying in Kempston I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Kempston conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Kempston around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Kempston Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information regarding Kempston.
I have todayfound out that Action Conveyancing have closed. They conducted my conveyancing in Kempston for a purchase of a leasehold flat 9 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kempston conveyancing specialists.