The loan agreement from HSBC for the refinancing of my 3 room garden flat is to be issued imminently. Can you propose a low cost conveyancing solicitor in Clapham and Salph End?
You have arrived at the wrong place to search for cut-price fees for conveyancing in Clapham and Salph End. Our goal is to offer value for money conveyancing but our intention is not to work with the cheapest lawyers. Do not be swayed by brokers offering the bait of £99 conveyancing in Clapham and Salph End. In your best case scenario, in deciding on cheap conveyancing, you will get your money’s worth and at worst you will end up with a surprising uplift in extras and still not receive the service required.
We are a couple about to exchange contracts for a semi detached house in Clapham and Salph End. We have hit a snag. Our loan offer with Alliance & Leicester runs out on 15/4/2026 but the sellers are suggesting a completion date of 17/4/2026. Is it possible to prolong the loan offer?
The person best placed to address this question is your conveyancer who should assess if they better off negotiating with the bank, seller’s representatives, selling agents or possibly all three taking into account the history of your house move as of today.
My husband and I are hoping to buy a newbuild apartment in Clapham and Salph End with a residential mortgage from TSB.We like our Clapham and Salph End conveyancing solicitor but TSB says she’s not on their approved list of member firms. It seems we have little choice but to instruct a TSB panel firm or retain our preferred solicitor and pay for a TSB panel lawyer to act for them. This seems very unfair; Can we not simply insist that TSB use our lawyer?
No, not really. The mortgage offered to you is subject to its various provisions, a common one being that solicitors needs to be on the TSB approved list. in the past, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for TSB
If you had a top tip for selecting a conveyancing solicitor in Clapham and Salph End what would it be?
We would encourage you not to go for the lowest Clapham and Salph End conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Are all Clapham and Salph End Conveyancing Quality Solicitors on the Bank of Ireland conveyancing list of approved practices?
It is true that some banks and building societies now make use of CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
The formalities of my remortgage has taken place for my property in Clapham and Salph End. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Due to the input of my in-laws I had a survey completed on a house in Clapham and Salph End in advance of retaining solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some lenders will refuse to give a mortgage on this type of house.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Clapham and Salph End. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Clapham and Salph End to see if the conveyancing will be more expensive.
Me and my fiance have just had an offer accepted on a apartment and had an appointment on Wednesday with Leeds Building Society for the mortgage. They advised me that when it comes to choosing a lawyer that if they are not on their approved panel of conveyancers then we will be subject to an an additional charge of about two hundred pounds. This is is due to the fact that they would then have to appoint a solicitor to act on their behalf in addition to the one we select for ourselves and we are liable for their invoice. I have requested Leeds Building Society to provide me with a list so I can obtain estimates only from their approved lawyers but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?
Ask Leeds Building Society what their panel criteria is for a solicitor.Thereafter ask the property lawyer of your choice whether they fit that criteria and have they acted on loans for Leeds Building Society before. Where the answer to those is yes, then just double check with Leeds Building Society. Another option is to utilise our search facility and we may be able to locate a conveyancing practitioner in Clapham and Salph End on the approved list for Leeds Building Society.