I am not well enough to travel far from Bedfordshire. What is the rationale as to why all Bedfordshire conveyancing practitioners aren't automatically on all lender panels?
Lenders highlight the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year.The removal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its outcome included recommendations for mortgage companies to review their conveyancing panels, which triggered a major policy change in the sector. It resulted in banks and building societies removing a number of firms off their official list of approved solicitors .
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Bedfordshire. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/3/2025, the requirements read as follows :
There are numerous conveyancing solicitors in Bedfordshire but how do I know who's good?
It would be unwise to be tempted by the cheapest Bedfordshire conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Does a directory service exist listing Santander panel conveyancers in Bedfordshire on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lending institutions make their panel listings viewable on the web. If you are looking for a Bedfordshire property lawyer on the Santander please use our tool.
I'm at the point of viewing apartments in Bedfordshire and I am about to put in an offer. Should I already have a lawyer in place at this point? I intend to finance via a home loan with Nationwide.
It would be wise to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are taking out a mortgage with Nationwide, make sure you remember to check that your lawyer is on the Nationwide conveyancing panel.
I am buying a new build apartment in Bedfordshire. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Bedfordshire
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I opted to have a survey completed on a house in Bedfordshire ahead of appointing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies will refuse to issue a mortgage on such a home.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bedfordshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bedfordshire to see if the conveyancing costs will increase in light of this.
As co-executor for the will of my aunt I am disposing of a property in Cardiff but live in Bedfordshire. My lawyer (approximately 260 miles awayneeds me to sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing lawyer in Bedfordshire who can witness and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Bedfordshire based