Some advice if I may. My Bedfordshire solicitor is advising me that she is duty bound toapply for Bedfordshire conveyancing searches stemming from the fact thatthe firm are on the Santanderconveyancing panel. Is my conveyancer right?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Bedfordshire conveyancing searches.
I had intended to instruct a property lawyer in Bedfordshire for our house move. Our financial adviser has since notified us that our mortgage lenders Aldermore won't deal with them. Why is this not regarded as unduly restrictive?
A lender can insist on an approved conveyancer act for it. You would be liable to meet the cost of this. Try using our database to choose a solicitor to carry conveyancing in Bedfordshire on the Aldermore conveyancing panel.
My wife and I are downsizing from our home in Bedfordshire and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A high street Bedfordshire lawyer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing firm rather than a conveyancing solicitor in Bedfordshire. Having lived in Bedfordshire for three years we know that this is a non issue. Do we contact our local Authority to get clarification need.
It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
2 months have elapsed following my purchase conveyancing in Bedfordshire took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been on the look out for a flat up to £305k and found one near me in Bedfordshire I like with open areas and station in the vicinity, the downside is that it only has 51 remaining years left on the lease. I can't really find anything else in Bedfordshire for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
I need to retain a conveyancing solicitor for my conveyancing in Bedfordshire. I happened to stumble across a web site which appears to be the perfect solution If it is possible to get all the legals completed via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?