We are about to exchange contracts for a ground floor flat in Rushden. We have hit a stumbling block. Our loan offer with Barclays expires on 7/7/2025 but the sellers are putting forward a completion date of 9/7/2025. Can one extend the mortgage expiry date?
The best person to deal with your issue is your conveyancer who should assess if they corresponding with the bank, vendor’s lawyers, property agents or possibly all three based on what has gone on in your transaction as of today.
Completed the sale of my flat in Rushden last June but my buyer keeps telephoning me complaining that his lawyer is waiting to hear from mysolicitor. What should have happened now that I have sold?
Following your disposal your solicitor is duty bound to forward the transfer deeds and all additional paperwork to the buyer’s lawyers. Where relevant, your lawyer should also send confirmation that the mortgage has been paid off to the buyers solicitors. There is unlikely to be post completion tasks specific conveyancing in Rushden.
I used Action Conveyancing a few years past for my conveyancing in Rushden. Now, I need the files however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rushden of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
In my capacity as executor for the estate of my uncle I am selling a house in Neath but live in Rushden. My lawyer (approximately 250 miles from mehas requested that I sign a stat dec before completion. Could you suggest a conveyancing solicitor in Rushden to witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Rushden based
Last December I purchased a leasehold property in Rushden. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a 1 bedroom flat in Rushden, conveyancing was carried out September 2009. How much will my lease extension cost? Comparable flats in Rushden with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 levied per year. The lease terminates on 21st October 2096
With 71 years remaining on your lease the likely cost is going to span between £9,500 and £11,000 plus legals.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.
As a tenant I am on the hook for a maintenance contribution for my flat in Rushden. Due to losing my job and other issues I fell behind with remittance. The management company agreed a clearance schedule but there is still a couple of outstanding as of today.
I want to dispose of the property and I am nervous that this can hold me back if I have to pay off the arrears now. Do I have to settle before - is this practicable?
The conveyancer dealing with your Rushden sale should be in a position to negotiate with the management company, and agree with them whether or not they would accept settlement from sale proceeds. Here is indicative of why it might be good to select a conveyancer in Rushden as they may well have an open line of communication with the parties.