My fiance’s brother is a solicitor. I am hopeful that I will be offered mate’s rates for conveyancing, but if not, what kind of figure would I typically be looking at for conveyancing in Shiremoor?
Do contrast pricing. Make use of our search tool on this site. The prices will contrast greatly but the service one can expect differ between solicitors as is true with most professions.
It is 10 years ago since I acquired my house in Shiremoor. Conveyancing solicitors have now been appointed on the sale but I can't locate the deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a possibility that the deeds will be with your mortgage company or they may still be with the lawyers who oversaw the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Shiremoor involves registered property but in the unlikely event that your property is unregistered it is more of a problem but is resolvable.
We previously appointed conveyancers with offices in Shiremoor on the HSBC solicitor approved list. They have just billed me a separate sum for handling the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your conveyancer can charge a fee for this. The fee is not set by HSBC but by your Shiremoor property lawyer. Some firms on the HSBC panel will quote ’dealing with mortgage’ fee and others do not.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Shiremoor conveyancer on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
I've digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Shiremoor solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Shiremoor postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Shiremoor.
How does conveyancing in Shiremoor differ for new build properties?
Most buyers of new build premises in Shiremoor come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Shiremoor usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Shiremoor or who has acted in the same development.
I need to retain a conveyancing solicitor for leasehold conveyancing in Shiremoor. I have discover a site which looks to be the perfect offering If it is possible to get all formalities completed via email that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Been searching for a solicitor for leasehold sale conveyancing in Shiremoor. I'm selling, simple no mortgage to discharge, no rush, no onward chain. Got a quote from a solicitor for a thousand pounds including VAT which is a little expensive considering its so straightforward. Can I pay less for conveyancing in Shiremoor?
Considering it’s a sale only, 475 + VAT should be about the best for a Shiremoor solicitor firm.