My husband and I are nearing an exchange on a property in Jesmond and my parents have transferred the ten percent deposit to my lawyer. I am now advised that as the deposit has been sent from someone other than me my solicitor needs to disclose this to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I advised the lender regarding my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
The solicitor is duty bound to clarify with mortgage company to ensure that they know that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.
I own a freehold property in Jesmond yet pay rent, why is this and what is this?
It’s unusual for properties in Jesmond and has limited impact for conveyancing in Jesmond but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Jesmond. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/2/2026, the requirements read as follows :
There are a variety of conveyancing solicitors in Jesmond but how do I know who's good?
Do not opt for the lowest Jesmond conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I am planning to move property in April. Should my conveyancing solicitor update the removal company on the completion day. On a separate note, can you recommend a removal company in Jesmond. Conveyancing firm was organised prior to coming across this site.
On the afternoon of completion you will need to collect the keys from your selling agent but this should only be done once the previous owners lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be handed over. You will need to advise the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal organisation but can help you choose a residential property solicitor in Jesmond or a lawyer with expertise in conveyancing in Jesmond.
I am purchasing a victorian detached house in Jesmond. The intention is to convert the garage to an office at the property.Will legal due diligence on the property involve investigations to determine if these works were previously refused?
Your solicitor should review the registered title as conveyancing in Jesmond can occasionally identify restrictions in the title documents which prohibit certain alterations or need the consent of another owner. Many extensions require local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor before you commit yourself to a purchase.
I require quick conveyancing in Jesmond as I am under pressure to exchange contracts within 3 weeks. Fortunately I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you are at liberty not to do searches although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Jesmond the following are examples of what can crop up and adversely impact the marketability of the property: Enforcement Notices, Outstanding Charges, Outstanding Grants, Road Schemes,...
Should I choose a Jesmond conveyancing practitioner in close proximity to the house I am buying? An old friend can conduct the conveyancing however her office is a couple of hundredmiles away.
The primary upside of using a local Jesmond conveyancing firm is that you can pop in to sign documents, hand in your identification documents and pester them where appropriate. Having local Jesmond know how is a bonus. However it's more important to get someone that will do a good and efficient job. If other friends have used your friend and they were impressed that must surpass using an unknown Jesmond conveyancing solicitor just because they are local.