My partner and I have lately bought a property in Stotfold. We have noticed several problems with the property which we believe were missed in the conveyancing searches. Do we have any recourse? What searches should? have been ordered as part of conveyancing in Stotfold?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Stotfold. Conveyancing searches and investigations initiated as part of the buying process are designed to help avoid problems. As part of the process, the vendor fills in a form referred to as a Seller’s Property Information Form. If the information is incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Stotfold.
What does my ID and proof of funds have anything to do with my conveyancing in Stotfold? Why is this being asked of me?
In order to comply with Money Laundering Regulations any Stotfold conveyancing firm will require evidence of your identity in all conveyancing transactions. This is usually dealt with by provision of a passport and an original bank statement or utility bill showing where you live.
In accordance with Money Laundering Regulations, conveyancing solicitors are obliged by law to ascertain not only the identity of conveyancing clients but also the origin of the money that they receive in respect of any matter. An unwillingness to disclose this will lead to your solicitor ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers will have an obligation to notify the appropriate authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Stotfold. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/4/2025, the requirements read as follows :
The deeds to our property can not be found. The conveyancers who dealt with the conveyancing in Stotfold 5 years ago are no longer around. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your conveyancer will know exactly where to look for all the appropriate documentation so you can buy or sell your property without any difficulty. If copies are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities protecting you against future claims on the property.
I decided to have a survey completed on a property in Stotfold in advance of retaining conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend refuse to issue a mortgage on this type of home.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stotfold. Conveyancing may be slightly more expensive based on your lender's requirements.
Should one as executor remove a departed person's details from the title deeds for a property in Stotfold?
If a Stotfold property is co-owned and one of the owners passes away, their name will not automatically be removed from the title deeds. You are not required to amend the title as when it comes to a sale your lawyer would simply be required to supply proof why the joint owner is missing from the conveyance, normally this takes the form of a grant of probate.
With a view to making the sale conveyancing smoother for the sale of the property you can arrange to have the deceased person erased from the title by submitting an application to the land registry with proof of the death. There is no land registry fee payable.