We decided to go with a high street lawyer for our conveyancing in Bingham today. Reviewing the official terms of business it is apparent thatwe are responsible for costs even if our purchase aborts. Would I be best advised to use an internet lawyer offering no completion no charge conveyancing in Bingham?
It is usually a trade off in that if "No Sale No Fee" is available then the fee levels will generally be higher to cover those transactions that fail to complete. Please beware that these offerings rarely protect you from outlay by way of example Bingham conveyancing search charges.
My conveyancer has discovered a defect with the lease for the apartment we are purchasing in Bingham. The other side have put forward defective title insurance as a workaround. We are happy with insurance and will pay for it. Our solicitor has advised that he must be satisfied that the bank is willing to move forward with this solution. Who is the client here, us or the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the lender are the client. Your solicitor must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your solicitor will have no choice but to discontinue acting for you.
My brother-in-law has suggested I instruct a conveyancing solicitor in Bingham. I I am struggling to find out whether they are accepted on the Accord Mortgages Ltd approved list of lawyers. Can you or the lender confirm if they are on the panel?
You should e-mail the conveyancer and ask them whether they can act for the bank. Otherwise you can call Accord Mortgages Ltd who may be able to assist.
I am helping my sister sell her property in Bingham. Does the conveyancing solicitor order an EPC or should I organise this?
Following the abolition of HIPs, energy assessments remained a required part of selling a property. An EPC must be commissioned in advance of the property being marketed. It is not a task that law firms normally arrange. If you are using a Bingham conveyancing lawyer they might be able to arrange EPC’s due to their relationships with reputable local energy assessors
is it true that all Bingham conveyancing solicitors on the HSBC conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the HSBC conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of banks do list licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a Bingham property lawyer on the UBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
We're first time buyers - agreed a price, but the selling agent informed us that the owners will only proceed if we use the agent's recommended solicitors as they want an ‘expedited deal’. My instinct tells me that we should use a family conveyancer accustomed to conveyancing in Bingham
We suspect that the owner is unaware of this demand. Should the vendor desire ‘a quick sale', alienating a genuine buyer is not the way to achieve this. Speak to the owners direct and make the point that (a)you are serious buyers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your own,trusted Bingham conveyancing lawyers - not the ones that will earn their negotiator at the agency a commission or achieve conveyancing targets pre-set by HQ.
I yesterday become aware that one of the directors of the solicitors handling the purchase conveyancing in Bingham is an uncle of the seller. Is this allowed?
As long as no conflict arises this is permitted. If you are requiring mortgage finance then the lender may have a say as many banks have specific instructions on this. For example for Coventry Building Society as of 24/9/2025, the requirements read as follows :