Completed the sale of my flat in Mitcheldean last July yet the purchaser is Skype messaging me to moan that her solicitor is waiting to hear from mylawyer. What are the post completion sale legalities now that I have sold?
Following your disposal your solicitor should deliver the transfer documentation and all of the paperwork to the buyer’s conveyancer. If applicable, your lawyer should also confirm that the legal charge in favour of the lender has been paid off to the purchasers lawyers. There are no post completion procedures specific conveyancing in Mitcheldean.
We are purchasing a detached bungalow in Mitcheldean. The intention is to an extension at the rear at the property.Will legal work on the property include enquiries to determine if these alterations were previously refused?
Your solicitor will check the deeds as conveyancing in Mitcheldean will occasionally reveal restrictions in the title documents which prevent certain alterations or require the permission of another owner. Some extensions call for local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
When it comes to lenders such as Nationwide, do Mitcheldean solicitors have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any bank fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
My fiancee and I are at the point of looking at apartments in Mitcheldean and I am now considering a potential offer. Should I already have a property lawyer appointed at this stage? I intend to finance via a mortgage with Kent Reliance.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are taking out a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.
We are selling our house in Mitcheldean and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the buyers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Mitcheldean. We have lived in Mitcheldean for 4 years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification need.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I am buying my first flat in Mitcheldean with a loan from Clydesdale. The builders refused to budge the amount so I negotiated £7000 of additionals instead. The property agent told me not to tell my solicitor about this deal as it will affect my mortgage with Clydesdale. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking to sell my house. My previous lawyers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Mitcheldean if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Mitcheldean. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
My husband and I are FTB’s - agreed a price, yet the estate agent informed us that the vendor will only move forward if we instruct the agent's recommended lawyers as they want a ‘quick sale’. We would rather use a family solicitor used to conveyancing in Mitcheldean
It is highly unlikely the vendors are behind this. If they require ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Try to communicate with the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you will continue to use your own,trusted Mitcheldean conveyancing solicitors - not the ones that will earn their estate agent a referral fee or meet his conveyancing thresholds demanded by corporate headquarters.