My fiance and I intend to remortgage our penthouse in West Dean with Clydesdale. We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have two questions (1) Is this document specific to the Clydesdale conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your Clydesdale conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Clydesdale. This is solely used to protect Clydesdale if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Clydesdale had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
As someone not used to the West Dean conveyancing process what is the number one tip you can give me concerning the home moving process in West Dean
You may not hear this from too many lawyers but conveyancing in West Dean and elsewhere in Gloucestershire is often a confrontational process. In other words, when it comes to conveyancing there is plenty of opportunity for friction between you and others involved in the house moving process. For example, the vendor, estate agent and even potentially the mortgage company. Appointing a lawyer for your conveyancing in West Dean should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the legal process whose responsibility is to act in your legal interests and to keep you safe.
We are witnessing a worrying increase in the "blame" culture- someone must be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your lawyer above all other players when it comes to the legal assignment of property.
What is the optimum way to check that the solicitor conducting my conveyancing in West Dean is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Godiva Mortgages Ltd thus paying £175.00 in additional conveyancing charges.
Please do make the most of the find a lender approved solicitor tool on this site. Please choose the lender and type ‘West Dean’ or your preferred area and you will be presented with a number of lawyer located in West Dean or nearest you.
I completed on my apartment on 10 May and my personal details is yet to be registered. Any reason for this? My conveyancing solicitor in West Dean advises it would be formalised inside ten days. Are properties in West Dean particularly slow to register?
As far as conveyancing in West Dean is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and if the Land registry must send notices to any other persons or bodies. As of today in the region of 80% of such applications are fully dealt with in less than three weeks but some can be subject to extensive hold-ups. Registration occurs after the purchaser has moved in to the property so registration formalities is not typically top priority but where there is a degree of urgency associated with the registration then you or your conveyancer must communicate with the Registry to express the reasoning for the application to be prioritised.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. West Dean is the location of the property. What do you suggest?
Flying freeholds in West Dean are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Dean you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Dean may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am selling my house. My previous lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in West Dean if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in West Dean. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.