Some advice if I may. My South Shields lawyer is assuring me that she is duty bound toapply for South Shields conveyancing searches due to the fact thatthe firm are on the Nat Westsolicitor panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with a lender your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out South Shields conveyancing searches.
My Conveyancer in South Shields has never been on on the Godiva Mortgages Ltd Conveyancing Panel. Can I still continue with my family solicitor even though they are excluded from the Godiva Mortgages Ltd panel of approved conveyancing solicitors?
The limited options open to you here include:
- Carry on with your existing South Shields solicitors but Godiva Mortgages Ltd will need to instruct a lawyer on their panel. This will result in additional overall conveyancing fees as well as cause delays.
- Choose an alternative solicitor to act in the purchase, obviously checking they are Convince your solicitor to use their best endeavours to join the Godiva Mortgages Ltd conveyancing panel
Are there restrictive covenants that are commonly identified as part of conveyancing in South Shields?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in South Shields. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I decided to have a survey carried out on a house in South Shields in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks tend not issue a loan on such a house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in South Shields. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm remortgaging my current home to a buy to let mortgage with Britannia and I will use the ballance of the raised equity as a down payment on further house. The area we are looking at is South Shields. Will your conveyancers be able to act for both sets of mortgage companies and link together the conveyances?
Do use our search tool on this site to check that the solicitors are approved by both mortgage companies. On the basis that they are the solicitor should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you lawyer and make apparent your expectations and needs.
We're new to the buying process - agreed a price, but the agent advised that the seller will only move forward if we use the agent's recommended solicitors as they are insisting on a ‘quick sale’. We would rather use a local conveyancer used to conveyancing in South Shields
We suspect that the seller is not behind this requirement. Should the seller desire ‘a quick sale', turning down a serious purchaser is likely to cause more damage than good. Avoid the agents and go straight to the sellers and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you intend to appoint your own,trusted South Shields conveyancing firm - as opposed tothose that will provide the estate agent a referral fee or achieve conveyancing figures demanded by head office.