What is the difference between a licensed conveyancer and conveyancing solicitor in South Shields
Two types of professional can conduct conveyancing in South Shields namely licenced conveyancers or solicitors. Both professionals administer the legal services that you need to complete the disposal or acquisition of property. Both are obliged to handle South Shields conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly administered and that all requirements and steps should be correctly followed.
The formalities of my purchase has taken place for my property in South Shields. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Planning on purchasing a house in South Shields. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the South Shields solicitor is on the Clydesdale conveyancing panel.
I have been told that property searches are the main reason for delay in South Shields house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in South Shields.
My wife and I have a terraced Edwardian house in South Shields. Conveyancing solicitor represented me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in South Shields and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing practitioner who conducted the conveyancing.
I am selling my property. My past conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in South Shields if that makes a difference.
Please use our search tool to help you find a solicitor for your conveyancing in South Shields. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
My father-in-law has recommend that I use his conveyancing solicitors in South Shields. Should I use them?
Much as we are happy to recommend a South Shields conveyancing lawyer the best way to choose a conveyancing solicitor is to have feedback from friends or relatives who have actually used the conveyancer you're contemplating using.
My wife and I purchased a leasehold flat in South Shields. Conveyancing and Coventry Building Society mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1993. The conveyancing solicitor in South Shields who acted for me is not around. What should I do?
The first thing you should do is make enquiries of the Land Registry to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a South Shields conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
South Shields Leasehold Conveyancing - Sample of Questions you should ask before buying
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How much is the ground rent and service charge? What prohibitions are contained in the South Shields Lease? Can you inform me if there are any major works anticipated that will likely increase the service fees?