My husband and I are planning to buy a home in Writtle and have appointed a Writtle conveyancing firm. Within the past 48 hours our property lawyer has forwarded the sale agreement to be signed with a detailed report in anticipation of exchanging contracts shortly. Lloyds TSB Bank have this morning contacted us to advise us that there is now an issue as our Writtle conveyancer is not on their conveyancing panel. Please explain?
If you are buying a property requiring a mortgage it is normal for the purchasers' solicitors to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Writtle lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.
Completed the sale of my flat in Writtle last March but my buyer keeps e-mailing daily to say their conveyancer needs to hear from mine. What should have happened following completion?
After completion of your disposal your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also send confirmation that the home loan has been repaid to the purchasers lawyers. There are no post completion requirements unique to conveyancing in Writtle.
My lender has recommended a law firm on their panel based in Writtle but I would rather instruct a conveyancing lawyer in Writtle local to me. Can you assist?
Not all Writtle conveyancing practitioners are approved and listed on all banks conveyancing panel. Use our search tool to identify a Writtle conveyancing solicitor on the on the bank panel.
My wife and I are purchasing a property in Writtle. I might seem paranoid but how we can trust a lawyer? At some point we have to send money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
A colleague informed me that in buying a property in Writtle there could be various restrictions preventing external changes to the property. Is this right?
There are a number of properties in Writtle which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Writtle should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My conveyancer has informed me that lack of right of way insurance is required on my purchase. What is the level of cover for Writtle conveyancing?
The appropriate level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between HSBC Bank and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
In my capacity as executor for the will of my grandfather I am selling a residence in Cardiff but reside in Writtle. My conveyancer (approximately 300 kilometers awayneeds me to sign a stat dec before completion. Can you recommend a conveyancing solicitor in Writtle to witness this legal document for me?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are Writtle based
We have just found out that one of the directors of the law firm acting on the purchase conveyancing in Writtle is related to the seller. Is this permitted?
On the basis that no conflict arises this is permitted. Where you are needing mortgage finance then the bank may have a say as many banks have specific instructions concerning this. For example for Virgin as of 31/10/2026, the requirements read as follows :