Are the BSA intent on creating a online directory to to identify solicitors on the Melton Mowbray Building Society conveyancing panel for example in Stoke Poges?
We would not expect to be advised of any plans on the part of the BSA to promote such a tool.
I currently have a mortgage with Skipton for my property in Stoke Poges. Conveyancing has been completed 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Skipton?
You must advise Skipton prior to letting out your property as this is likely to be a breach of Skipton’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel lawyer.
It is unclear whether my bank requires a lease extension. I have telephoned my Stoke Poges building society branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Stoke Poges conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend based on their specific requirements. Who do I believe?
Your property lawyer has to follow the Council of Mortgage Lenders’ Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My offer was accepted on an apartment in Stoke Poges on 5/12/2025, valuation was booked five days after, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly picked up during conveyancing in Stoke Poges?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Stoke Poges. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm refinancing my current property to a BTL loan with Barclays and I will use the ballance of the raised equity as a down payment on another property. The neighborhood we are interested in is Stoke Poges. Will your solicitors be able to act for the two banks and link together the two deals?
Make use of our comparison tool on this site to check that the conveyancers are approved by both mortgage companies. Assuming that they are the conveyancer will be able to simultaneously deal with the two transactions but you should talk with you lawyer and make apparent your expectations and needs.
Am I best advised to appoint a Stoke Poges conveyancing solicitor in close proximity to the house I am purchasing? I have an old university friend who can perform the conveyancing but they are based 200kilometers away.
The primary upside of using a local Stoke Poges conveyancing firm is that you can drop in to sign paperwork, present your identification documents and pester them where appropriate. They will also have local insight which is a plus. However it's more important to get someone that will pull out all the stops for you. If you know people who used your friend and they were content that should trump using an unknown Stoke Poges conveyancing solicitor solely due to them being round the corner.
If all goes to plan we aim to complete the sale of our £300,000 garden flat in Stoke Poges in just under a week. The landlords agents has quoted £336 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge such fees for a flat conveyance in Stoke Poges?
Stoke Poges conveyancing on leasehold maisonettes often involves the buyer’s solicitor submitting enquiries for the landlord to address. Although the landlord is under no legal obligation to answer such questions the majority will be content to do so. They are entitled to invoice a reasonable administration fee for responding to questions or supplying documentation. There is no set fee. The average costs for the information that you are referring to is £350, in some transactions it is in excess of £800. The management information fee required by the landlord must be sent together with a summary of rights and obligations in respect of administration charges, otherwise the invoice is not strictly payable. Reality however dictates that one has no option but to pay whatever is demanded should you wish to exchange contracts with the buyer.
Stoke Poges Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing
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What is the the remaining lease term? How is the lease structured? How much is the yearly service fee and ground rent?