Why would I appoint a Gerrards Cross conveyancing solicitors firm given that online conveyancers are so much cheaper?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in Gerrards Cross and you should seek a competitive quote but don’t become consumed with searching for the lowest priced Gerrards Cross conveyancer. Appointing the right conveyancer can be the difference between a smooth and a frustrating house move. It is important that you ensure that you have expert guidance from an experienced conveyancer. An e-mail can never take the place of a telephone discussion and are no substitute for a face to face meeting. The firms that we work with will appoint you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from from the outset to completion, providing a level of hand holding that you are unlikely to received from an internet conveyancer. Our lawyers will inform you as to any developments making sure that you are regularly updated. Should you need to contact the office you will be sure who to ask for and we'll ensure you're not left wondering what's going on.
We have agreed to purchase a house in Gerrards Cross. An unusual aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Aldermore your lawyer must comply with the conveyancing instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Aldermore where a lease fails to comply with these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not isolated to Gerrards Cross.
Completion of my remortgage has taken place for my property in Gerrards Cross. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
After much negotiation I have agreed a price on a house in Gerrards Cross. My financial adviser pressured me to appoint their lawyer. I paid an upfront payment of £150. Soon after, the conveyancing practitioner called me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The lawyers who dealt with the conveyancing in Gerrards Cross 10 years ago no longer exist. What are my options?
Assuming you have a registered title the information relating to your ownership will be held by the Land Registry under a Title Number. It is easy to conduct a search at the Land Registry, identify your house and order current copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Gerrards Cross. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Gerrards Cross
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I opted to have a survey done on a property in Gerrards Cross in advance of retaining solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies will not grant a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Gerrards Cross. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Gerrards Cross to see if the conveyancing costs will increase in light of this.
What should I expect to pay for conveyancing in Gerrards Cross?
The amount you are charged for Gerrards Cross conveyancing fees can vary significantly from lawyer to lawyer. Given these differences it is particularly important that you find this out when you first instruct a lawyer. One should always seek a few like for like quotes.