I am expecting a offer of a home loan from Santander. I would like to enlist the help of a Licensed Conveyancer in Gerrards Cross and Chalfont. Does the Santander Conveyancing panel exclude conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am need of leasehold conveyancing for a flat in a relatively new development (five years built) in Gerrards Cross and Chalfont. The vast majority the flats are already disposed of. Do I need carry out the neighbourhood searches as part of conveyancing in Gerrards Cross and Chalfont?
You are putting yourself at risk in not carrying out Gerrards Cross and Chalfont conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that you have them. Where time pressures and cost are primary issues you should discuss with your lawyer about the options such as indemnity insurance available to you
It is is a decade since I bought my home in Gerrards Cross and Chalfont. Conveyancing lawyers have just been retained on the sale but I am unable to track down the title documents. Will this jeopardise the sale?
Don’t worry too much. First there is a possibility that the deeds will be with your mortgage company or they may be in the possession of the conveyancers who acted in the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Gerrards Cross and Chalfont relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
My uncle passed away six months ago and as sole heir and executor I was left the property in Gerrards Cross and Chalfont. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
Where you plan to refinance then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
Me and my partner are buying a property in Gerrards Cross and Chalfont. I might seem paranoid but how we can trust a conveyancer? At some point we have to put money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
This question may be naive but I am unexperienced as FTB of a garden flat in Gerrards Cross and Chalfont. Do I receive the keys to the property on completion from my lawyer? If this is the case, I will find a local conveyancing solicitor in Gerrards Cross and Chalfont?
On the day of completion you do not need to attend the conveyancers office in Gerrards Cross and Chalfont. Conveyancing lawyers for you will transfer the purchase money to the seller's conveyancers, and once they have received this, you will be invited to collect the keys from the property Agents and move into your new home. This tends to happen between 1 and 3pm.
Last month we had a mortgage agreed in principle with Kent Reliance. Gerrards Cross and Chalfont conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
Some lenders take longer than others. Have Kent Reliance done the survey? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
All being well we will complete our sale of a £275,000 flat in Gerrards Cross and Chalfont in 10 days. The management company has quoted £408 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Gerrards Cross and Chalfont?
Gerrards Cross and Chalfont conveyancing on leasehold maisonettes often involves the purchaser’s conveyancer sending enquiries for the landlord to address. Although the landlord is under no legal obligation to address such questions most will be content to do so. They are at liberty to charge a reasonable administration fee for responding to enquiries or supplying documentation. There is no set fee. The average costs for the information that you are referring to is over three hundred pounds, in some transactions it is above £800. The administration charge invoiced by the landlord must be sent together with a synopsis of entitlements and obligations in respect of administration charges, without which the invoice is technically not due. Reality however dictates that you have no option but to pay whatever is requested of you if you want to sell the property.
I have attempted and failed to negotiate with my landlord to extend my lease without success. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Gerrards Cross and Chalfont conveyancing firm to represent me?
in cases where there is a absentee landlord or where there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to arrive at the premium.
An example of a Lease Extension matter before the tribunal for a Gerrards Cross and Chalfont flat is Flats 8, 11 and 15 Craigmore Court 46 Murray Road in December 2013. The tribunal held that the price payable by the Applicant tenant of Flat 8 to acquire an extended lease shall be £26,438 plus £1 to the intermediate lessee . The tribunal held that the price payable by the Applicant tenants of Flat 11 to acquire an extended lease shall be £26,791 plus £1 to the intermediate lessee. The tribunal held that the price payable by the Applicant tenant of Flat 15 to acquire an extended lease shall be £26,638 plus £1 to the intermediate lessee . This case related to 3 flats. The number of years remaining on the existing lease(s) was 71 years.