Me and my fiancee are purchasing our first home. Our conveyancer has contact usto see if we want to purchase supplemental conveyancing searches. Frankly we in the dark as to what's needed for conveyancing in Merriott
The range of Merriott conveyancing searches should be triggered based entirely on the property, the location, the likelihood of any of these risks, your knowledge of the region and risks, your general attitude to risk. What is important is that you adequately comprehend what information each search could provide. Then you can make a decision if you personally think you need that search. Where you are in doubt, ask the solicitor to offer guidance.
I am considering applying for a Skipton mortgage for purchase of a new build (under development) in Merriott with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Skipton ?
In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Merriott?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Merriott. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the input of my in-laws I had a survey completed on a house in Merriott before instructing solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some lenders tend not give a mortgage on a flying freehold premises.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Merriott. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Merriott to see if the conveyancing costs will increase in light of this.
I am thinking of appointing a conveyancing solicitor in Merriott for my home move. Is there any facility to review a solicitor's complaints history with the legal regulator?
One may see published Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after 1 January 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator could monitor call for training reasons.
What advice can you give us when it comes to finding a Merriott conveyancing firm to carry out our lease extension conveyancing?
When appointing a solicitor for lease extension works (regardless if they are a Merriott conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We advise that you speak with several firms including non Merriott conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be useful:
-
How familiar is the firm with lease extension legislation? Can they put you in touch with clients in Merriott who can give a testimonial?
Merriott Leasehold Conveyancing - A selection of Queries Prior to buying
-
How is the lease structured? Are there any major works anticipated that will add a premium to the maintenance costs?