Just contacted my conveyancing solicitor in Merriott who acted for me 18 months ago asking for a conveyancing estimate based on the same type of house sale & purchase (a leasehold property and a freehold property) of almost identical values with a loan from Barnsley Building Society. It looks as though am now being charged twice the amount. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?
The charges seem a little high. If you you were to look around you could decrease the fees slightly by say a hundred pounds. On the other hand, providing that you were content with the service the firm provided you mightcome to regret opting for an an unknown lawyer. If is important to enquire that the conveyancer can act for Barnsley Building Society. Do make use of our search tool to find a Merriott conveyancing firm on the Barnsley Building Society approved list of lawyers, which can often include conveyancing solicitors in Merriott.
Would the conveyancing practitioners identified through your search tool carry out auction conveyancing in Merriott?
We know of a few auction lawyers we can put you in touch with those specialising in auction conveyancing. Merriott is one of the many areas of in which our lawyers are based.
I am purchasing a new build flat in Merriott. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Merriott you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Merriott.
We had chosen conveyancing lawyers locally in Merriott on the Virgin Money solicitor panel. They are now charging me a separate sum for the legal aspects of the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your conveyancer can levy a fee for this. This fee is not dictated by Virgin Money but by your Merriott lawyer. Some firms on the Virgin Money panel will charge ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.
I recently had an offer agreed on a house in Merriott. My mortgage broker pressured me to appoint their conveyancer. I paid an on account payment of £150. A couple of days later, the property lawyer called me embarrassingly acknowledging that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have finally had an offer on a flat in Merriott agreed to, the sellers do nevertheless have a tied purchase. The owners have put an offer on somewhere, but it’s not yet tied up, and have viewings of other properties in the pipeline. I have selected a high street conveyancing solicitor in Merriott. What do I do now? At what point should I apply for the mortgage with Aldermore?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of one thousand pounds, then survey, Merriott conveyancing search costs, etc). The first thing to do is check that your conveyancing practitioner is on the Aldermore conveyancing panel. As to the next steps this very much dictated by the uniqueness of your transaction, attraction to the property and on the state of the market. In a buoyant market the majority of purchasers would apply for the mortgage with Aldermore and arrange for the valuation and only if it comes back ok would they ask their conveyancing practitioner to proceed with searches.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Merriott. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Merriott
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Merriott is the location of the property. Can you shed any light on this issue?
Flying freeholds in Merriott are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Merriott you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Merriott may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.