Some advice if I may. My Chesterton solicitor is informing me me that he has toorder Chesterton conveyancing searches resulting from the fact thatthe firm are on the Nat Westapproved lawyer panel. Is my solicitor correct?
You have limited options available to you. As you are obtaining a home loan with a lender your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Chesterton conveyancing searches.
I had intended to instruct a conveyancing solicitor in Chesterton for our home move. Our broker informed us that our mortgage company Leeds Building Society won't deal with them. Surely this is unduly restrictive?
A lender can insist on an approved conveyancer act for it. You would be expected to meet the charges for this. Try using our tool to find a solicitor to carry conveyancing in Chesterton on the Leeds Building Society member panel.
Should my conveyancer be raising enquiries concerning flooding as part of the conveyancing in Chesterton.
The risk of flooding is if increasing concern for solicitors dealing with homes in Chesterton. Some people will buy a property in Chesterton, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Solicitors are not best placed to give advice on flood risk, however there are a various checks that may be initiated by the purchaser or on a buyer’s behalf which can give them a better appreciation of the risks in Chesterton. The conventional set of information supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the vendor to find out if the premises has ever been flooded. If flooding has previously occurred which is not notified by the seller, then a purchaser may issue a compensation claim resulting from an incorrect answer. The buyer’s conveyancers should also carry out an environmental search. This should disclose if there is any known flood risk. If so, additional inquiries will need to be carried out.
I have a semi-detached Edwardian property in Chesterton. Conveyancing solicitor acted for me and Bank of Ireland. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chesterton and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who completed the work.
Just had an offer accepted on a new build apartment in Chesterton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Chesterton
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
How can the Landlord & Tenant Act 1954 impact my commercial property in Chesterton and how can you help?
The 1954 Act gives security of tenure to commercial leaseholders, giving them the legal entitlement to apply to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and assist with commercial conveyancing in Chesterton