I went with a high street solicitor for our conveyancing in Middlewich last week. Reviewing the Ts and Cs I seeI am responsible for charges even if our purchase aborts. Would I be best advised to use an on-line firm promoting no-sale-no-fee conveyancing in Middlewich?
Generally there is a concession along the lines that if "No Sale No Fee" is available then the conveyancing charges will generally be more expensive to offset the cases that abort. Do bear in mind that such arrangements rarely protect you from expenses such your Middlewich conveyancing search fees.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Middlewich. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/9/2025, the requirements read as follows :
Are there restrictive covenants that are commonly identified during conveyancing in Middlewich?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Middlewich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been on the look out for a flat up to £195,000 and found one round the corner in Middlewich I like with amenity areas and station nearby, however it only has 49 years on the lease. I can't really find anything else in Middlewich in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will likely be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.
Looking forward to complete next month on a leasehold property in Middlewich. Conveyancing solicitors assured me that they are sending me a report on Monday. What should I be looking out for?
Your report on title for your leasehold conveyancing in Middlewich should include some of the following:
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How long the lease is. You should be advised as what happens when the lease expires, and aware of the importance of the 80 year mark Information concerning the obligations in the lease to to contribute towards maintenance costs - in respect of the block, and the wider rights a tenant enjoys You must be told what counts as a Nuisance in the lease Whether your lease has a provision for a slush fund for major works? Details of the parties to the lease, e.g. these could be the tennant, superior lessor, landlord
I purchased a 1 bedroom flat in Middlewich, conveyancing formalities finalised 5 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Middlewich with a long lease are worth £190,000. The ground rent is £65 per annum. The lease finishes on 21st October 2086
With only 61 years unexpired we estimate the premium for your lease extension to span between £19,000 and £22,000 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of detailed due diligence. Do not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first seeking the advice of a professional.
What do I do if I am unhappy with the lawyer who did our conveyancing in Middlewich?
Occasionally the level of service you receive is not as you expect, and unfortunately sometimes things do go wrong. Nevertheless there is recourse where you were unhappy with your conveyancing in Middlewich. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their governing body. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.