Why do I have to pay up front when it comes to conveyancing in Whitmore?
Where you are retaining lawyers for conveyancing in Whitmore your lawyer will ask you place them with funds to cover the search fees. Normally this is needed to cover the fees of the Local Authority Search. When the deposit is payable against the total price then this should be asked for immediately prior to contracts are exchanged. The final balance that is needed will be payable shortly before completion.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Whitmore. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/5/2025, the requirements read as follows :
My partner and I are close to exchanging contracts on the sale of our home in Whitmore and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Whitmore conveyancer would know this is not the case. It does beg the question why the purchasers are using an online conveyancing practice as opposed to a conveyancing solicitor in Whitmore. Having lived in Whitmore for many years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am buying a new build flat in Whitmore. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Whitmore
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I am looking for a ground for flat up to £305k and found one round the corner in Whitmore I like with amenity areas and station nearby, however it only has 49 years on the lease. I can't really find anything else in Whitmore suitable, so just wondered if I would be making a grave error buying a short lease?
Should you need a mortgage the shortness of the lease will be problematic. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you may ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.
Jane (my partner) and I may need to sub-let our Whitmore 1st floor flat temporarily due to taking a sabbatical. We used a Whitmore conveyancing practice in 2003 but they have since shut and we did not have the foresight to seek any guidance as to whether the lease permits subletting. How do we find out?
Some leases for properties in Whitmore do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Leasehold Conveyancing in Whitmore - A selection of Questions you should consider before buying
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What restrictions are there in the Whitmore Lease? How long is the Lease? Please tell me if there are any major works anticipated that could increase the service fees?