We were just about to sign contracts for a leasehold flat in Whitmore. We have hit a stumbling block. Our loan offer with HSBC Bank runs out on 26/1/2026 but the vendors are suggesting a completion date of 28/1/2026. Can one prolong the loan expiry date?
The person best placed to deal with your issue is your conveyancer who is in a position to assess if they should be discussing with the mortgage company, seller’s conveyancers, estate agents or possibly all three given the circumstances your conveyancing to date.
At what point can the exchange of contracts happen for purchase conveyancing in Whitmore and am I required to attend the conveyancers branch?
If you are local to one of the conveyancing solicitors in Whitmore you are invited in to sign the paperwork. However, the law practices we recommend offer a nationwide conveyancing service and give as equally diligent and professional a job for you when dealing with you digitally. The signing of the property agreement is not when everything is set in stone. Signing on the dotted line is necessary for the firm to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Whitmore)to be in the office available at the end of the phone to exchange contracts.
What does a local search reveal concerning the property my wife and I purchasing in Whitmore?
Whitmore conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations for example Searchflow The local search plays a central role in most Whitmore conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
Me and my brother own a semi-detached Edwardian property in Whitmore. Conveyancing lawyer acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Whitmore and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing lawyer who carried out the work.
My husband and I are novice buyers - agreed a price, yet the selling agent told us that the vendor will only proceed if we use their recommended conveyancers as they want an ‘expedited deal’. We would rather use a high street solicitor accustomed to conveyancing in Whitmore
It is highly unlikely the vendors are behind this. Should the vendor want ‘a quick sale', turning down a serious purchaser is counter productive. Contact the sellers directly and make the point that (a)you are genuine buyers (b)you are ready to progress, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)but you are going to appoint your preferred Whitmore conveyancing solicitors - not the ones that will provide their negotiator at the agency a kickback or achieve conveyancing targets set by HQ.
What type of premises does your Whitmore conveyancing quotes relate to?
Our conveyancing quotes are only relevant to standard domestic homes in England & Wales. Where you have any different needs for instance industrial or agricultural land or commercial conveyancing in Whitmore do telephone us to address this further .