We are planning to acquire a flat and need a conveyancing solicitor in Downend who is on the TSB solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Downend.
We're in Downend, First timers buying with a mortgage (lender is Coventry BS , and our lawyer is on the Coventry BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Coventry BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I have todaybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Downend for a purchase of a leasehold flat 10 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Downend conveyancing specialists.
How does conveyancing in Downend differ for newly converted properties?
Most buyers of new build or newly converted property in Downend contact us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is completed. This is because developers in Downend typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Downend or who has acted in the same development.
I opted to have a survey completed on a house in Downend in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will refuse to grant a loan on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Downend. Conveyancing will be smoother if you use a solicitor in Downend especially if they are accustomed to such properties in Downend.
I need to retain a conveyancing solicitor for sale conveyancing in Downend. I happened to chance upon a site which looks to be the perfect solution If it is possible to get all formalities done via web that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?