I purchased a freehold house in Crawcrook but still invoiced for rent, why is this and what is this?
It is rare for properties in Crawcrook and has limited impact for conveyancing in Crawcrook but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be dispensed with completely.
I am assisting my step-mother sell her property in Crawcrook. Does the solicitor order the energy assessment or do I organise this?
After the abolition of Home Packs, EPC’s became a mandatory element of selling a property. An EPC should be to hand prior to the property being advertised. It is not something that solicitors normally arrange. If you are using a Crawcrook conveyancing lawyer they may be able to arrange energy assessments due to their relationships with long established Crawcrook accredited person
I am selling my house. I had a double glazing fitted in June 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nottingham are being a right pain. The Crawcrook solicitor who is on the Nottingham conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nottingham are requiring a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
HSBC have agreed my home loan in principle, my offer on a flat in Crawcrook has been agreed to, what are the next steps?
Your estate agent will wish to know who your solicitors are (ensure that the property lawyers are on the bank’s panel). Call up HSBC or your financial adviser and finish off any relevant paperwork. HSBC will sellect a valuer who will get in contact with the selling agent or vendor to arrange a slot for the valuation to happen. Once carried out (assuming no problems) it takes about a fortnight to receive the mortgage offer. HSBC will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Crawcrook.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Crawcrook?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Crawcrook. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am a fortnight into a freehold purchase having been referred to conveyancers by the estate agent to carry out the conveyancing in Crawcrook. I am am very disappointed with the level of service. Can you you assist me in finding new conveyancers?
They would have to be very bad to suggest changing them. Has your mortgage offer been generated? If so you must inform them of the new lawyer and have the offer are issued to the new lawyers. The conveyancer should be on the mortgage company approved list to avoid escalating expenses and frustration. That should be your starting point. The find a solicitor tool will assist you in finding a bank approved conveyancer for your conveyancing in Crawcrook
Back In 2002, I bought a leasehold flat in Crawcrook. Conveyancing and Britannia mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Crawcrook who acted for me is not around. Any advice?
First contact the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Crawcrook conveyancing firm to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Crawcrook - Examples of Queries before Purchasing
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Are any of leasehold owners in arrears of their service charge liability? What is the name of the managing agents? This information is important as a) areas may result in problems in the block as the common areas may start to deteriorate where services remain unpaid b) if the leaseholders have an issue with the managing agents you will want to know about it
Should one remove a deceased person's name from the title register for a house in Crawcrook?
If a Crawcrook property is co-owned and one of the owners dies, the name will not immediately be removed from the title deeds. It is not necessary to remove their name as when it comes to a disposal you would simply need to evidence why the co owner is not a party to the conveyance, usually this is in the form of a grant of probate.
With a view to making the sale conveyancing smoother for the sale of the property you may arrange to have the deceased party erased from the title by submitting an application to the land registry with proof of the death. There is no land registry fee payable.