I have just been advised by my financial adviser that my Crawcrook lawyer is not on the mortgage company Solicitor panel. What can I do to check?
The first thing you need to do is to contact your Crawcrook lawyer directly. You lawyer should advise you what has happened. Where they are not on the panel they may be able to suggest a Crawcrook conveyancing firm that is on the approved list of lawyers for your mortgage company.
I have given 8 weeks notice to my existing landlord and have to vacate my rented flat in Crawcrook by 2/1/2025. Conveyancing on my purchase has just started. Is it possible to complete in 5 weeks as I wish to avoid having to find temporary accommodation?
Generally one should not serve notice for your tenancy until you have exchanged. Assuming that you have not already done so, update to your lawyer and request that they apply pressure on the sellers side, try to a target completion date that all parties will look to achieve
Finally the sale completed on my house in Crawcrook last February but our buyer keeps telephoning daily to moan that their lawyer needs to hear from mylawyer. What are the post completion sale legalities following completion?
Post completion of your house sale your lawyer is duty bound to send the transfer documentation and all of the paperwork to the buyer’s solicitors. Where relevant, your lawyer must also confirm that the home loan has been discharged to the buyers solicitors. There is unlikely to be post completion steps peculiar conveyancing in Crawcrook.
There is lots of information on this site concerning conveyancing in Crawcrook but what is your top tip for finding the right conveyancer in Crawcrook
Do not opt for the lowest Crawcrook conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
I had an offer accepted on a house in Crawcrook on 24/9/2024, valuation was booked five days after, all came back fine. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Crawcrook solicitor - who is on the Virgin Money conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Crawcrook postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Crawcrook.
Are there restrictive covenants that are commonly identified during conveyancing in Crawcrook?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Crawcrook. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a flat up to £235,500 and identified one round the corner in Crawcrook I like with a park and station in the vicinity, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Crawcrook for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease will likely be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.