My wife and I are buying a 1 bedroom flat in Callerton with a mortgage. We have a Callerton lawyer, but the mortgage company says he's not on their "panel". It seems we have no option but to select one of the bank panel conveyancing practices or continue with our Callerton property lawyer and pay for one of their panel lawyers to act for them. We regard this is unjust; are we not able to require that the mortgage company use our Callerton conveyancer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Callerton conveyancing solicitor to apply to be on the conveyancing panel.
I am purchasing a property for cash in Callerton. I have lived for the last twelve years in Callerton. Conveyancing searches are expensive. As I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a home loan, then all but one or two of the Callerton conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches carried out, but she has a professional duty to take that path of advice. Do consider; if you are likely to sell the house at a future date, it may be of interest to your prospective buyer what the searches determine. On occasion properties with day to day issues can still show up unpredicted search results. A competent conveyancing solicitor in Callerton will provide you some helpful guidance here.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Callerton. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/1/2026, the requirements read as follows :
I have been told that property searches are the primary cause of stalling in Callerton house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are not likely to feature in any holding up conveyancing in Callerton.
I was pointed in your direction by numerous estate agents in Callerton to find a conveyancer using your seach tool. Is there a financial inducement for Estate Agents to promote your lawyers ahead of alternative conveyancing organisations?
We refuse to offer any financial incentive for pointing buyers and sellers our way. We thought it would be too underhand to pay a commission because a client could think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
A licensed conveyancer handled my conveyancing in Callerton 8 years past having stored my title documents but has since been shut down – how do I get hold of these?
Deeds, as such, no longer exist as the majority of properties in Callerton are recorded digitally at Land Registry. Where you need to establish ownership or are selling or re-mortgaging your lawyer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.