What does my ID and proof of funds have anything to do with my conveyancing in Crewe? Why is this being asked of me?
Crewe conveyancing solicitors and indeed property practitioners throughout the UK have a duty under money laundering regulations to check the ID of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to produce two forms of certified identification; proof of identity (typically a Passport or Driving Licence) and evidence of address (typically a Bank Statement no older than three months).
Confirmation of source of monies is also required under the money laundering regulations as lawyers are duty bound to investigate that the funds you are using to acquire a property (whether it be the deposit for exchange or the full purchase monies where you are buying mortgage free) has come from an acceptable source (such as employment savings) and is not the fruits of criminal activity.
I have 7378 less than 75 years unexpired on my lease and need a lease extension for my flat in Crewe. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/2/2026 the requirements read as follows :
Me and my brother own a 4 bedroom Edwardian property in Crewe. Conveyancing solicitor represented me and Nottingham Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Crewe and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing solicitor who conducted the conveyancing.
Due to the guidance of my in-laws I had a survey completed on a house in Crewe ahead of instructing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies will not give a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crewe. Conveyancing will be smoother if you use a solicitor in Crewe especially if they are acquainted with such properties in Crewe.
I need to find a conveyancing solicitor for residential conveyancing in Crewe. I've discover a site which seems to have the ideal answer If there is a chance to get all formalities done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I've recently bought a leasehold house in Crewe. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a 1st floor flat in Crewe, conveyancing was carried out in 2004. Can you work out an approximate cost of a lease extension? Corresponding properties in Crewe with over 90 years remaining are worth £202,000. The ground rent is £60 yearly. The lease ceases on 21st October 2083
You have 57 years left to run we estimate the price of your lease extension to span between £28,500 and £33,000 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.