Me and my partner are acquiring our first property. Our solicitor has texted usto see if we want to order additional conveyancing searches. We are really unsure what's relevant for conveyancing in Crewe
The type of Crewe conveyancing searches should be triggered based primarily on the premises, the location, the possibility of any of these risks, your knowledge of the locality and risks, your overall appetite to risk. What matters is that you adequately appreciate what information each search could give you. Then you can make a decision if you consider that you need that information. Where you are unclear, ask the lawyer to guide you.
I am considering applying for a Santander mortgage for purchase of a newly converted (under development) in Crewe with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Santander ?
There is nothing to stop you using your solicitor, but Santander will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
What does a local search reveal regarding the property my wife and I purchasing in Crewe?
Crewe conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for example PSG The local search is essential in every Crewe conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
Due to the advice of my in-laws I had a survey completed on a house in Crewe ahead of retaining conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies may not grant a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crewe. Conveyancing may be slightly more expensive based on your lender's requirements.
My wife and I purchased a leasehold flat in Crewe. Conveyancing and Santander mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in Crewe who previously acted has now retired. Do I pay?
The first thing you should do is contact HMLR to be sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Crewe conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I inherited a garden flat in Crewe, conveyancing formalities finalised 3 years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Crewe with a long lease are worth £181,000. The ground rent is £55 invoiced annually. The lease terminates on 21st October 2077
With 51 years left to run we estimate the price of your lease extension to be between £30,400 and £35,200 as well as professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.
I yesterday become aware that one of the partners of the law firm handling the purchase conveyancing in Crewe is an aunty of the seller. Is this acceptable?
As long as there is no conflict of interest this is permitted. If you are obtaining mortgage finance then the lender may have a say as many banks have specific instructions concerning this. For example for Bradford & Bingley as of 14/10/2026, the requirements read as follows :