Me and my partner are buying a 1 bedroom apartment in Nantwich with a mortgage. We would like to retain our Nantwich solicitor, however the lender says she’s not on their "panel". It appears that we have little choice but to appoint one of the bank panel firms or retain our Nantwich solicitor as well as pay for one of their panel ones to act for them. This feels very unfair; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Nantwich conveyancing lawyer to apply to be on the conveyancing panel.
After reviewing online forums for a recommended solicitor in Nantwich, most comment that I should instruct a CQS kitemarked solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * compliance with best practice conveyancing processes via the scheme protocol Membership includes many partnerships who execute conveyancing in Nantwich.
My colleague advised me that where I am buying in Nantwich I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Nantwich conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Nantwich around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Nantwich.
Due to the guidance of my in-laws I had a survey completed on a property in Nantwich prior to retaining conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies may not issue a loan on this type of property.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Nantwich. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Nantwich to see if the conveyancing will be more expensive.
I am looking for a conveyancing practitioner in Nantwich for my sale. Is it possible to review a solicitor's complaints history with the legal regulator?
Anyone can see published Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA could recorded call for training purposes.
What type of premises does your Nantwich conveyancing estimates apply to?
The quotes provided are only applicable to standard domestic premises in England & Wales. If you have any different needs for instance industrial or agricultural property or commercial conveyancing in Nantwich do telephone us to consider your requirements .