My fiance and I are buying a ground floor flat in Nantwich. My Conveyancer has never been on on the bank conveyancing panel. Is it possible for me to appoint my Nantwich conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?
One must use a solicitor to deal with the formalities if you need a loan to purchase your home. They will carry out all the appropriate investigations on the property, make sure that you’re properly registered as the owner and ensure that all the required mortgage documentation is dealt with. You may instruct a Nantwich solicitor of your choice. However, if the lawyer selected is not a member of the lender approved list further costs will arise as separate legal representation will be required by them. Lender panel applications may be submitted, so where your conveyancer has not previously applied for membership they should do so.
I am hoping to complete my purchase in Nantwich next Thursday. My conveyancing practitioner now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the bank. What risks does the mortgage company expect the insurance to cover?
Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not specific to conveyancing in Nantwich.
About to place an offer on a leasehold apartment in Nantwich. The estate agents say that it is usual for flats in Nantwich to have less than 75 years remaining. I am taking out a mortgage with Platform. Will the property be mortgageable given that the lease has 72 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/2/2026 the requirements read as follows :
My partner and I have arranged a further advance on our home loan from Leeds Building Society as we want to carry out renovations to our home in Nantwich. Do we need to appoint a bricks and mortar Nantwich solicitor on the Leeds Building Society conveyancing panel to deal with the legals?
Leeds Building Society do not ordinarily appoint firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society conveyancing panel.
Completion of my purchase has taken place for my property in Nantwich. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Planning on purchasing a maisonette in Nantwich. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Nantwich solicitor is on the Skipton conveyancing panel.
What does a local search inform me concerning the house we're buying in Nantwich?
Nantwich conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search is essential in every Nantwich conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
How does conveyancing in Nantwich differ for new build properties?
Most buyers of new build premises in Nantwich contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is completed. This is because house builders in Nantwich typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Nantwich or who has acted in the same development.