How up to date is your search tool for Holmes Chapel conveyancing solicitors on the Skipton conveyancing panel? Do Skipton send you an updated list?
Holmes Chapel conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
I am selling our property in Holmes Chapel and according to the buyers it appears that there is a risk of it being built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers used a web based conveyancing outfit as opposed to a conveyancing solicitor in Holmes Chapel. Having lived in Holmes Chapel for three years we know that this is a non issue. Should we contact our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I'm purchasing a new build house in Holmes Chapel benefiting from help to buy. The builders refused to budge the price so I negotiated five thousand pounds worth of extras instead. The property agent advised me not inform my solicitor about the extras as it would adversely affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Holmes Chapel in advance of instructing conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may refuse to give a loan on such a premises.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Holmes Chapel. Conveyancing may be slightly more expensive based on your lender's requirements.
I was recommended by a number of estate agents in Holmes Chapel to find a property lawyer using your seach tool. What’s the financial incentive for Estate Agents to offer your site ahead of a competitor’s?
We refuse to give any referral fee for sending work to this site. We found it would be just too difficult a fee as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
Am in the process of purchasing my 1st home in Holmes Chapel. Conveyancing lawyer has been appointed. The mortgage adviser advised that a survey is not appropriate as the house is just 20 yrs old.
You would be well advised to take a Home Buyer's Report. As the residence was constructed over a decade ago the property will be without a warranty, so you would be well advised not to take a risk. For a property that age with no signs of defects a Home Buyer's report may suffice. They will highlight any obvious problems and suggest additional investigation where relevant. If there are any indications of problems get a comprehensive structural survey.