It is is a decade since I bought my property in Winsford. Conveyancing lawyers have just been appointed on the sale but I can't locate my deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be kept by the lender or they may be in the possession of the solicitor who handled the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Winsford involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
Are the BSA planning on creating a searchable register to to identify law firms on the Earl Shilton BS conveyancing panel for example in Winsford?
We would not expect to be advised of any intention on the part of the BSA to develop such a search facility.
I have been told that property searches are the primary cause of obstruction in Winsford house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of slowing down conveyancing in Winsford.
Me and my brother have a 4 bedroom Georgian property in Winsford. Conveyancing solicitor represented me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Winsford and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing solicitor who conducted the purchase.
I'm buying a new build house in Winsford benefiting from help to buy. The builders would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not inform my lawyer about this deal as it may put at risk my mortgage with Virgin Money. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Hoping to buy a property located in Winsford and I am already nervous. I couldn't find anything specific about Winsford. Conveyancing will be needed in due course but do you know about the Winsford area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Winsford. In the meantime here are some basic statistics that we found