I went with a high street solicitor for our conveyancing in Northwich today. After carefully reading the Ts and Cs I seewe are responsible for costs even where the transaction does not complete. Should I ditch them and appoint a web based conveyancing company promising no-sale-no-fee conveyancing in Northwich?
It is usually ‘give and take’ in that if "No Sale No Fee" is available then the conveyancing charges will generally be higher to neutralise the transactions that do not go ahead. Do bear in mind that such arrangements rarely protect you from expenses such your Northwich conveyancing search charges.
We are a couple about to sign contracts for a garden flat in Northwich. We have hit a problem. Our mortgage offer with Alliance & Leicester expires on 6/3/2026 but the sellers are insisting on a completion date of 10/3/2026. Is it possible to extend the loan offer?
The best person to address this issue is your conveyancer who should determine if he or she is should be discussing with the bank, owner’s solicitors, estate agents or conceivably all three based on what has gone on in your house move as of today.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The lawyers who dealt with the conveyancing in Northwich 4 years ago are no longer around. What are my next steps?
Gone are the days when you need to hold title official documentation to prove you are the registered proprietor of land or premises, as the Land Registry hold details of all registered land or property electronically.
Due to the advice of my in-laws I had a survey completed on a property in Northwich ahead of instructing lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders will not issue a loan on such a house.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Northwich. Conveyancing will be smoother if you use a solicitor in Northwich especially if they are accustomed to such properties in Northwich.
Should I choose a Northwich conveyancing solicitor in close proximity to the house I am purchasing? I have an old university friend who can perform the legal work however his firm is located 200miles drive away.
The primary upside of using a high street Northwich conveyancing practice is that you can drop in to sign documents, present your ID and apply pressure on them if necessary. Having local Northwich know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and they were happy that should outweigh using an unknown Northwich conveyancing solicitor solely due to them being round the corner.
Are there common deficiencies that you witness in leases for Northwich properties?
Leasehold conveyancing in Northwich is not unique. All leases are unique and drafting errors can sometimes mean that certain provisions are erroneous. For example, if your lease is missing any of the following, it could be defective:
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Service charge per centages that don't add up correctly leaving a shortfall Insurance obligations
A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Yorkshire Building Society, Barnsley Building Society, and TSB all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to provide security, obliging the buyer to withdraw.
I inherited a 2 bed flat in Northwich, conveyancing formalities finalised half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Similar flats in Northwich with a long lease are worth £191,000. The ground rent is £55 charged once a year. The lease runs out on 21st October 2080
With just 54 years remaining on your lease the likely cost is going to be between £32,300 and £37,400 plus professional fees.
The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.