Am I correct in assuming that the fact that my solicitor in Northwich is not identified on my lender's conveyancing panel that there is a problem with the standard of his work?
That would more than likely be an incorrect assumption to make. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Northwich conveyancing practice and enquire why they are no longer on the approved list for your mortgage company.
Having sold my house in Northwich last March yet the purchaser is Skype messaging me to moan that their solicitor needs to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Following your sale your lawyer is duty bound to send the transfer deeds and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your solicitor must also confirm that the home loan has been discharged to the buyers solicitors. There are no post completion formalities just for conveyancing in Northwich.
I have been told that property searches are a common reason for delay in Northwich house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of delay in conveyancing in Northwich.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who did the conveyancing in Northwich 5 years ago are no longer around. What are my next steps?
Gone are the days when you need to hold title official documentation to prove you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
I'm purchasing a new build house in Northwich with a loan from Godiva Mortgages Ltd. The developers would not reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not disclose to my conveyancer about this deal as it may adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What type of premises does your Northwich conveyancing quotes relate to?
Our conveyancing quotes are only appropriate to standard domestic homes in England & Wales. Should you have any different requirements for example industrial or agricultural land or commercial conveyancing in Northwich you should telephone us to consider this further .