I have just been advised by my IFA that my Northwich solicitor is not on the bank Solicitor panel. How can I check?
You need to call your Northwich lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
I am due to complete buying a house in Northwich but as a result of damage from a small fire at the property I have was able negotiate compensation from the seller in the sum of £2k by way of a deduction in the price. I had intended this to be addressed as part of amending the contract however Coventry BS will not permit this. Why were they involved?
The solicitor that is on a Coventry BS approved list is obliged to disclose to Coventry BS of any amendments to the sale price. If you were to refuse your lawyer to notify the reduction to Coventry BS then they would have to discontinue acting for you. In addition, Coventry BS and you would have to appoint a new solicitor for your conveyancing in Northwich.
My mortgage company has recommended solicitors on their panel based in Northwich but I would rather instruct a conveyancing lawyer in Northwich round the corner to me. Can you assist?
The minority of Northwich conveyancing practitioners are on all banks conveyancing panel. Use the above search tool to choose a Northwich conveyancing conveyancer on the on the lender panel.
My bid for a property was accepted at auction in Northwich. Conveyancing is necessary. What happens now?
Having for all intents and purposes signed on the dotted line you must choose a conveyancing solicitor quickly as you will have a pending a fixed date to complete the property. Every auction property should have an associated legal set of papers. This should include most,if not all of the documents that your conveyancer will need. In the case of leasehold property the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You need to pass this on to the solicitor working for you at the earliest opportunity. Do make sure that that you have the requisite funding in place to complete the transaction on the set completion date.
When it comes to mortgage companies such as Coventry BS, do Northwich lawyers face an annual charge to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I have decided to exercise my right to buy my property in Northwich off the council. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
five months have gone by since my purchase conveyancing in Northwich concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
If instructed can a conveyancer remove a person from the title of my home in Northwich ?
Extracting or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer