I am buying a property for cash in Cheshire. I have resided for the previous 15 years in Cheshire. Conveyancing searches are expensive. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then all but one or two of the Cheshire conveyancing searches are at your discretion. Your solicitor will 'advise', no-doubt strongly, that you should have searches done, but she is duty bound to take that path of advice. One thing to take into account; if you are going to sell the house one day, it could be of relevance to your future purchaser what the searches contain. Sometimes premises with day to day issues can still show up detrimental search results. A good conveyancing solicitor in Cheshire will be able to give you some helpful advice here.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Cheshire. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/9/2026, the requirements read as follows :
How can we know in advance if a Cheshire conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Cheshire getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your transaction.
I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Cheshire building society branch on various occasions and was advised it wasn't a problem and they will lend. My Cheshire conveyancing solicitor - who is on the lender conveyancing panel- called to say that they would not lend based on their specific requirements. Who do I believe?
Your conveyancer has to comply with the Council of Mortgage Lenders’ Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling my house. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being a right pain. The Cheshire solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I opted to have a survey carried out on a house in Cheshire in advance of retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some lenders will not issue a mortgage on such a property.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cheshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheshire to see if the conveyancing costs will increase in light of this.
In scouring the internet for the term cheap conveyancing in Cheshire it shows results of many solicitorsin the vicinity. How do I determine which is the suitable conveyancing solicitor for me?
The best way of choosing a suitable conveyancer is through a personal testimonial, so enquire of friends and relatives who have bought a property in Cheshire or the reputable estate agent or mortgage broker. Fees for conveyancing in Cheshire vary, so it's advisable to request at least three fee calculations from varying types of companies. Make sure that you clarify that the fees are fixed.
I am in need of some leasehold conveyancing in Cheshire. Before I get started I want to be sure as to the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and most are in Cheshire - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I acquired a 2 bed flat in Cheshire, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Cheshire with a long lease are worth £202,000. The average or mid-range amount of ground rent is £60 yearly. The lease comes to an end on 21st October 2082
With just 56 years remaining on your lease we estimate the price of your lease extension to span between £29,500 and £34,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.