Is there a search tool that I can utilise to discover of the solicitor handling my conveyancing in Cheshire is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Norwich and Peterborough Building Society thus paying £175.00 in another set of conveyancing fees.
Feel free to take advantage of the search tool on this site. Please choose the mortgage company and type ‘Cheshire’ or your location and you will see numerous solicitors based in Cheshire or near you.
What is your number one tip for choosing a conveyancing solicitor in Cheshire
Do not opt for the cheapest Cheshire conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I have been told by my solicitor that lack of right of way insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Cheshire?
The right level of lack of right of way indemnity insurance depends on your lender. It would differ for example between Santander and Coventry Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
The formalities of my remortgage has taken place for my property in Cheshire. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Are there restrictive covenants that are commonly picked up during conveyancing in Cheshire?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Cheshire. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build flat in Cheshire. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Cheshire
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Hoping to buy a property located in Cheshire and I am already nervous. I couldn't find anything specific about Cheshire. Conveyancing will be needed in due course but do you know about the Cheshire area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Cheshire. In the meantime here are some basic statistics that we found
Having checked my lease I have discovered that there are only 62 years unexpired on my lease in Cheshire. I am keen to get lease extension but my freeholder is absent. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. You will be obliged to prove that you or your lawyers have made all reasonable attempts to find the landlord. For most situations a specialist may be useful to conduct investigations and to produce an expert document which can be accepted by the court as proof that the freeholder can not be located. It is wise to seek advice from a solicitor in relation to proving the landlord’s absence and the application to the County Court covering Cheshire.
Cheshire Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing
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How much is the ground rent and service charge? How many of the leaseholders are in arrears for their maintenance charge payments? Is anyone aware of any major works in the planning that could add a premium to the maintenance fees?