We are planning to acquire a flat and need a conveyancing solicitor in Cheshire who is on the Skipton approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in Cheshire.
Intending to buy a house in Cheshire. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cheshire conveyancer is on the TSB conveyancing panel.
I've digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Cheshire solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Cheshire postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Cheshire.
Kent Reliance have agreed my home loan in principle, my offer on a flat in Cheshire has been agreed to, what are the next steps?
Your estate agent will need to know who your solicitors are (ensure that the lawyers are on the bank’s approved list). Contact Kent Reliance or the broker and finalise any relevant paperwork. Kent Reliance will sellect a valuer who will get in contact with the estate agent or vendor to schedule a slot for the valuation to occur. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Kent Reliance will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Cheshire.
I have been told that property searches are the main cause of hinderance in Cheshire conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Cheshire.
The deeds to my property can not be found. The lawyers who handled the conveyancing in Cheshire 4 years ago have long since closed. What are my next steps?
Gone are the days when you need to hold title deeds to evidence that you are the owner of your registered land or premises, given that the Land Registry have everything they need in a digital format.
How easy is it to use your search tool to locate a conveyancing lawyer in Cheshire on the panel for my lender?
First pick a bank such as HSBC Bank, Chelsea Building Society or Godiva Mortgages Ltd then type in your location for example Cheshire. Conveyancing practices in Cheshire and beyond should be listed.
I have been sourcing a conveyancing practitioner in Cheshire for my sale. Can I see a firm’s complaints history with the profession’s regulator?
One can search for presented Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training purposes.