Can I use your services to locate a Conveyancing solicitor in Cheshire even if I’m not buying or disposing of a house, for instance if I intend to acquire an office in Cheshire with a loan from Barclays ?
Our comparison service is primarily there to locate domestic conveyancing solicitors in Cheshire but we have recorded at the end of this page a selection of Cheshire commercial conveyancing firms. You will need to enquire with the solicitors directly to establish if they can also act for Barclays
Is there a search tool that I can utilise to find out if the solicitor conducting my conveyancing in Cheshire is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Bank of Ireland thus spending £175.00 in supplemental conveyancing costs.
Please do take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type ‘Cheshire’ or your preferred area and you will discover numerous conveyancers offices in Cheshire or by proximity to you.
There are plenty of conveyancing solicitors in Cheshire but how do I know who's good?
We would encourage you not to base your choice on the lowest Cheshire conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
My conveyancer has informed me that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Cheshire?
The right level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between Lloyds TSB Bank and Bank of Scotland. Conveyancing practitioners as opposed to borrowers take out such policies.
The formalities of my purchase has taken place for my property in Cheshire. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
What can a local search inform me regarding the property I am buying in Cheshire?
Cheshire conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for example Searchflow The local search is essential in every Cheshire conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
My husband and I are 14 days into a residential purchase having been directed to solicitors by the local agent to perform conveyancing in Cheshire. I am am starting to be disappointed with the level of service. Could you help me find new conveyancers?
They would have to be very bad to suggest replacing them. Has your mortgage been generated? If so you will need to advise them of the new contact details and get the mortgage documents are issued to the new lawyers. Your new solicitor ideally should be on the banks panel to avoid escalating fees and complications. So that should be your first question of the new solicitors. The search tool should help you find a lender approved conveyancer for your conveyancing in Cheshire
My wife and I purchased a leasehold house in Cheshire. Conveyancing and Lloyds TSB Bank mortgage organised. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in Cheshire who previously acted has long since retired. Any advice?
The first thing you should do is contact HMLR to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Cheshire conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the registered owner of a studio flat in Cheshire, conveyancing having been completed in 2007. Can you please calculate a probable premium for a statutory lease extension? Comparable flats in Cheshire with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 per annum. The lease runs out on 21st October 2081
With 56 years unexpired we estimate the premium for your lease extension to span between £29,500 and £34,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.