My friend recommended that where I am purchasing in Ladywell I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Ladywell conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Ladywell around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ladywell Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Ladywell Education with plans and statistics, Local Amenities and other useful data regarding Ladywell.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The conveyancers who dealt with the conveyancing in Ladywell 4 years ago are no longer around. What do I do?
Gone are the days when you need to hold title original deeds to evidence that you own the land or premises, given that the Land Registry have everything they need in a digital format.
I am purchasing my first flat in Ladywell benefiting from help to buy. The developers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not inform my conveyancer about this deal as it will adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking into buying my first house which is in Ladywell and I am already nervous. I couldn't find anything specific about Ladywell. Conveyancing will be needed in due course but do you know about the Ladywell area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Ladywell. In the meantime here are some basic statistics that we found
We're novice buyers - had an offer accepted, but the agent told us that the seller will only issue a contract if we use the agent's preferred lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street conveyancer accustomed to conveyancing in Ladywell
We suspect that the seller is not behind this request. Should the owner require ‘a quick sale', taking such a hostile approach to a genuine buyer is not the way to achieve this. Avoid the agents and go straight to the sellers and make sure they comprehend that (a)you are serious purchasers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you will continue to instruct your own,trusted Ladywell conveyancing firm - not the ones that will give the estate agent a introducer fee or meet his conveyancing thresholds demanded by HQ.
I happen to be an executor of my recently deceased parent's Will, with a property in Ladywell which will be sold. The house has never been registered at the Land Registry and I'm told that many purchasers will insist that it is in place before they will proceed. What's the procedure for this?
In the circumstances that you have set out it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.