Are all Southam Conveyancing Quality Solicitors on the Bank of Ireland conveyancing list of approved firms?
Some major banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
I had a mortgage agreed in principle with Barclays. Southam conveyancing solicitors have been instructed. How long does it take for Barclays to forward the offer to the lawyer?
Some lenders take longer than others. Have Barclays done the survey? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
My wife and I are at the point of viewing flats in Southam and I am about to put in an offer. Should I already have a conveyancer in place at this stage? I intend to finance via a mortgage with Leeds Building Society.
It would be prudent to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are obtaining a mortgage with Leeds Building Society, make sure you remember to check that your lawyer is on the Leeds Building Society conveyancing panel.
I purchased a terraced Victorian property in Southam. Conveyancing solicitor acted for me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Southam and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.
How does conveyancing in Southam differ for newly converted properties?
Most buyers of new build or newly converted property in Southam come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Southam tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Southam or who has acted in the same development.
What is different about your site and other online quote calculators for conveyancing in Southam?
At this site secure an accurate quote from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Southam. As opposed to estate agents and brokerage sites we are not in the business of charging firms a fee if you instruct them for your home move in Southam
My partner has urged me to use his conveyancing solicitors in Southam. Should I choose my own solicitor?
There are no two ways about it it’s preferable to select a conveyancing solicitor is to have referrals from friends or family who have previously instructed the firm you're considering.
I am seeking to acquire a repossessed house in Southam and the vendor demand completion inside a month. Can a lawyer complete in this timeframe? Am I best advised to instruct a local Southam firm or an online firm that professes to offer speedy conveyancing?
Visit your Southam shopping parade. Go in to two or three firms and request to talk to a conveyancing solicitor for a quote. Explain your situation and get a commitment on speed. Choose the firm that appears most trustworthy. Be sure to use a lawyer on the panel of conveyancers who can act for your mortgage company.